The top 5 reasons to be denied a life insurance claim: Medical information is incorrect. Financial information is incorrect. Arrest records and criminal background were not disclosed. Use of alcohol or drugs was not disclosed. The policy lapsed before the person died. These are the top 5 reasons a life insurance claim can be denied. […]
Statute of Limitations Life Insurance Claim
Statute of Limitations Life Insurance Claim A statute of limitations, in plain-speak, is the amount of time one has to take action against an offence once the offence has become known to the injured. In life insurance claims matters the statute of limitations usually begins when the beneficiary receives the Letter for Denial for claim […]
Globe Life Insurance and Unfair Claim Practices
Globe Life Insurance and Unfair Claim Practices In a significant number of cases we have been presented with, Globe Life may be failing to take action to pay death claims and in many cases, is putting an undue burden on beneficiaries to prove things they are not obligated to prove. When a life insurance claim […]
Life insurance claim recovered by the center for life insurance disputes: $500,000
Within four months of taking on another delayed life insurance claim, The Center for Life Insurance Disputes was able to get all open-issues resolved and the $500,000 claim paid by HSBC Insurance Company. This one was a particular challenge because there were several reasons for the delay, instead of just one reason. And as is […]
Understanding Life Insurance Claims
Contestable and Non-Contestable Life Insurance Claims The most common types of life insurance claims are contestable and non-contestable claims. In either case it helps to have an understanding of life insurance claims and the challenges a beneficiary may have in getting their money. A contestable life insurance claim refers to a life insurance policy that […]
Garden State Life Claims
While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before paying the claim. What […]
West Coast Life Claims Help
While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before paying the claim. What […]
New York Life Claims
New York Life Claims While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before […]
HSBC Life Claims
While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before paying the claim. What […]
File a Claim with John Hancock Life Insurance
Here are instructions, tips and contacts to help file a claim with John Hancock Life Insurance. When a loved-one dies there are so many things that immediately change and it puts a lot of pressure on the surviving spouse and family members. Filing a John Hancock life insurance claim shouldn’t be another cause of stress. […]
Hartford Life Claims
While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before paying the claim. What […]
Life insurance claim denied because no autopsy
Life insurance claim denied because no autopsy A client’s spouse recently died of an accident while living in a foreign country. This man was insured under an employer sponsored accidental death policy. He was in his 50’s and had no issues with his health. While walking down the stairs he accidentally fell down and hit […]
Life insurance companies make a habit of denying most accidental death benefit claims.
Accidental Death Claim Denied? We can get it paid. Accidental Death claims are some of the most difficult claims to get an insurer to pay. We have decades of experience getting these claims paid to our clients. Contact us for help with your claim. The Investigation Process of Accidental Death Claims Accidental death benefit insurance […]