In 2007 our client submitted a death claim to the HSBC life insurance claims department. Sadly, his mother had recently passed away after suffering from medical complications. The death claim was reviewed and quickly denied. According to HSBC ‘material health information was not disclosed on the on-line application’. HSBC specifically stated in their denial letter that […]
Has Your Globe Life Insurance Claim Been Denied?
Globe Life Insurance Company sells their life insurance policies over the internet. They ask people to fill-out an online application and even allow you to pay the premium by credit card. They make it easy to get coverage. But while this may seem efficient and easy, there are big reasons to be concerned. We are seeing […]
Globe Life Claims
One of our recent concerns has been with life insurance that is sold over the internet without an agent. A benefit of agent advice is making sure the application is completed properly. Often times an applicant does not know exactly what information the insurer is looking for and mistakenly answers a question inaccurately. I’m not […]
MET Life Death Claims Help
MET Life death claims. Met Life is one of the largest life insurers in the world. As such they process billions of dollars of life insurance claims. While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the […]
ING Death Claims
While some life insurance claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before paying the […]
West Coast Life Claims Help
While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before paying the claim. What […]
New York Life Claims
New York Life Claims While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before […]
HSBC Life Claims
While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before paying the claim. What […]
File a Claim with John Hancock Life Insurance
Here are instructions, tips and contacts to help file a claim with John Hancock Life Insurance. When a loved-one dies there are so many things that immediately change and it puts a lot of pressure on the surviving spouse and family members. Filing a John Hancock life insurance claim shouldn’t be another cause of stress. […]
Hartford Life Claims
While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before paying the claim. What […]
Billions in Missing Life Insurance Policy Benefits
Larry’s dad was an employee at a large manufacturing company for 20 years. He left that job and opened his own small business, which he ran until he retired. When he died he had a house full of financial papers and documents, but neither Larry nor his sister had the energy to go through those […]
Life insurance claim denied because no autopsy
Life insurance claim denied because no autopsy A client’s spouse recently died of an accident while living in a foreign country. This man was insured under an employer sponsored accidental death policy. He was in his 50’s and had no issues with his health. While walking down the stairs he accidentally fell down and hit […]
When is an Accidental Death Not an Accident?
We get a lot of calls from people who have been denied an accidental death insurance claim. Accidental death insurance is life insurance with a lot of restrictions. The primary restriction of this life insurance is that the person must die from an accident. But what most people do not know is that there are […]
Learn the risks of buying life insurance on the internet
The risks of buying life insurance on the internet There are several life insurance companies that are selling their coverage on-line. You can open a web page and apply directly with the insurer. To many there is the perception that they are saving money through this approach by cutting out the agent’s commission, but in […]
Life Insurance Claim Denied
Life Insurance Claim Denied If your life insurance claim was denied contact us to get it paid. We represent the beneficiaries of life insurance claims – never the insurer. There are many reasons why a life insurance claim can get denied. But as national experts in life insurance claims we speak to hundreds of beneficiaries […]
Life insurance contestability clause: what it really means
Life Insurance Contestability Clause Contestability of a life insurance policy starts the day the policy is issued and ends 2 years later. In that time period, if the insured dies, the insurance company can contest the claim and do a full investigation. The purpose of the claim investigation is for the insurer to find discrepancies […]
