Contestable Life Insurance Claim Paid in 8 Weeks We recently procured a death claim approval in only 8 weeks for a contestable claim where the insured had diabetes, liver disease and hepatitis. This is the type of claim that could easily take 9 to 12 months to pay because of the significant medical issues and […]
Globe Life Contestable Death Claim Paid in 90 Days
The beneficiary of a Globe Life Insurance claim recently contacted us to help her file a contestable death claim. She had done some internet research and read many complaints about collecting death claims from Globe Life. Her claim was on a policy which was less than 2 years old, which made it a contestable claim. […]
Liberty Bankers Life Insurance Claim was Denied
“ My Liberty Bankers life insurance claim was denied “, is usually how the conversation starts. Dealing with the emotional loss of a loved one can be compounded by the financial loss of a loved one. The reason many people buy Liberty Bankers life insurance is to leave money for their families and help them […]
Accidental Death Claim Denied, Appealed, Paid
The beneficiary of an Accidental Death claim came to us after her claim was denied by the insurer. The cause of death was related to drugs, but also, arguably, an accident. What does that mean? It means that the death certificate, autopsy results and policy stipulations all must be considered together. In such instances the […]
Foreign Death Claims
Foreign Death Claims A foreign death claim is when an insured dies outside of the United States. Before a life insurance claim is paid the insurer requires proof of the insured’s death. When the death occurs in the US the necessary documentation is a death certificate and the Claim form. But when the death occurs […]
Contestable Life Insurance Claim Paid after Investigation by The Center for Life Insurance Disputes
Contestable life insurance claim It’s well known that a life insurance policy is contestable during the first two years the policy is in effect. What is not as well known is that if a policy lapses, and then gets reinstated (put back in-force), a new two year contestability period begins at the reinstatement date. In […]
Globe Life Insurance Claim Recovered by The Center for Life Insurance Disputes
A Globe Life Insurance claim that seemed to be perpetually delayed was finally paid after The Center for Life Insurance Disputes took over. Getting difficult life insurance claims paid is how The Center for Life Insurance Disputes (The Center) helps its clients. There are many reasons why a life insurance claim can be denied, but […]
Accidental Death and Dismemberment Claim Paid $150,000
Accidental Death and Dismemberment Claim Paid $150,000 In less than two months the Center for Life Insurance Disputes got a $150,000 accidental death and dismemberment claim payment to our client from Hartford Life Insurance. Getting an accidental death and dismemberment claim paid out may be one of our most challenging types of claims efforts. Accidental […]
Life Insurers may be Fleecing Beneficiaries with Miscalculated Claim Benefits
Lawsuits filed by the Office of Controller in California, against several of the largest life insurers in the US, have resulted in the payout of $2.4 billion of life insurance claims. Large life insurers including Met Life, Prudential, John Hancock, AIG, New York Life, Pacific Life, and several others, have been sued or investigated over […]
Globe Life Insurance and Unfair Claim Practices
Globe Life Insurance and Unfair Claim Practices In a significant number of cases we have been presented with, Globe Life may be failing to take action to pay death claims and in many cases, is putting an undue burden on beneficiaries to prove things they are not obligated to prove. When a life insurance claim […]
Life Insurance Claim Denied Due to Beneficiary Designation Flaw
Life Insurance Claim Denied Due to Beneficiary Designation Flaw Minnesota Life Insurance company is the plan provider for the Mississippi State and Schools Employee’s Life Insurance Plan. An employee of the State, a school teacher, had been enrolled in the life insurance policy for well over a decade. When she originally enrolled in the coverage […]
Life Insurance Premium Settlement with No Legal Fees: $255,000
Life Insurance Premium Settlement After a rather lengthy negotiation The Center for Life Insurance Disputes was able to convince a major life insurer why it was appropriate to waive the surrender charges of a client’s policy and refund his money. The client’s other advisor had already requested the waiver, but they were answered with a […]
Life insurance claim recovered by the center for life insurance disputes: $500,000
Within four months of taking on another delayed life insurance claim, The Center for Life Insurance Disputes was able to get all open-issues resolved and the $500,000 claim paid by HSBC Insurance Company. This one was a particular challenge because there were several reasons for the delay, instead of just one reason. And as is […]
Understanding Life Insurance Claims
Contestable and Non-Contestable Life Insurance Claims The most common types of life insurance claims are contestable and non-contestable claims. In either case it helps to have an understanding of life insurance claims and the challenges a beneficiary may have in getting their money. A contestable life insurance claim refers to a life insurance policy that […]
How Long Does it Take to Get Life Insurance Death Claims
How Long Does it Take to Get Life Insurance Claims When an insured dies there isn’t a standard timeline for the process of submitting a claim to the insurance company and then receiving the death benefit. Some misinformation on the internet says that claims must be paid in 30 or 40 days. This is wrong. […]
Contestable Death Claim Pays $12 Million. No Attorney Fees.
Contestable Death Claim Pays $12 Million. It took the life insurance company 3 years to pay the claim but perseverance by The Center for Life Insurance Disputes, and the family’s patience, finally paid off. The Center was brought in to effect a $12 million life insurance claim after the family had been unsuccessful in collecting […]