Life Insurance Attorney in New York to recover your denied life insurance claim.
We offer an effective solution to lengthy lawsuits when insurance companies won’t pay life insurance policy benefits.
A Life Insurance Attorney in New York may not even be needed to recover your denied life insurance claim. We offer an effective alternative to lengthy lawsuits when insurance companies won’t pay life insurance policy benefits.
The life insurance experts at The Center for Life Insurance Disputes represent beneficiaries in matters where life insurance companies have denied or delayed claim benefits. Rather than go through a lengthy and expensive courtroom battle we deal directly with the insurance company and its attorneys.
The experts at The Center do a full investigation of the claim, present a comprehensive claim package to the insurer, and deal directly with the Claims and Legal departments to get the claim paid. This intensive process has triggered over $100 million of claim benefits with NO legal fees.
Call Us Now for a Free Consultation: 1-888-428-4868
Do you need a New York Life Insurance Lawyer to handle your dispute?
It is not a requirement that a life insurance dispute be handled by a lawyer or result in a lawsuit.
We’re successful because we know the claims process and rather than create a hostile situation with the insurer by filing a lawsuit we work with the insurance company to resolve the claim and get it paid without a lawsuit — everyone wins.
In many cases a life insurance company may deny a claim due to misrepresentation of material information, such as inaccuracies or omission of information supplied by the applicant. The insurance company may also deny the claim by determining a different cause of death than that provided on the death certificate, one that the policy does not cover.
There are many reasons a life insurance claim may be denied but an insurer will always accept and consider new and relevant facts. Our experts know what those facts are and how to find them.
We go directly to the insurance company’s legal team thereby saving our clients a lot of money and frustration. Our experts know what information will get your denied claim paid. With the proper facts, applicable laws and documentation we can get the insurer to re-evaluate their denial and pay your claim. See About Us.
Experienced Life Insurance Claims Help in New York
The Center for Life Insurance Disputes offers two significant advantages for anyone looking for a life insurance lawyer in New York: no legal fees, and fast settlements.
Very few life insurance claims attorneys in New York have as much experience as the Center for Life Insurance Disputes when it comes to getting claims paid after they’ve been denied.
Our clients have been paid more than $100 million from denied life insurance claims because of our efforts in getting difficult claims paid. These clients are people whose life insurance claims were initially denied by their life insurance company.
Bloomberg and Reuters, among other major news sources, have reported on life insurance companies not paying on a policy.
In the article, “Accidental Death Becomes Suicide When Insurers Dodge Payouts”, Bloomberg reported, “life insurers have found myriad ways to delay and deny paying death benefits to families, civil court cases across the U.S.”.
In 2009, Reuters reported that after Heath Ledger’s death, the $10 million life insurance policy claim was denied. His death was ruled as an accidental overdose by the medical examiner; however, the insurance company determined it a suicide in order to evade payment to the beneficiary, his 3 year old daughter.
A dispute against the insurance company was filed and a settlement was negotiated.
While claim denials are common and you may want to consider hiring an attorney to fight your denied life insurance claim, you should also consider the time it takes for a lawsuit to conclude. A conservative average is 18 to 24 months. You don’t have to wait that long. We resolve our clients claims within 3 to 4 months.
The best lawyer is the one who understands even the smallest details about life insurance policies and bad faith. But even with a top rated life insurance lawyer in New York you aren’t guaranteed your lawsuit will be successful. Lawsuits can be expensive, stressful, and take years to conclude – sometimes settling for less than the policy benefits.
Talk to us first. The experts at The Center for Life Insurance Disputes fight for our client’s life insurance money when insurers refuse to pay claims.
A Caution About So-Called Life Insurance Legal Experts
There are many websites that appear to promote their expertise in getting life insurance claims paid. Most look like law firms, but in-fact are not. These are referral services that take your information and sell it to lawyers. Don’t be fooled by these bad actors. The Center for Life Insurance Disputes are real people with decades of life insurance experience working for beneficiaries.
Life Insurance Claims and Medical Conditions
The most common reason a life insurance claim gets denied is for a medical condition. The insurer will argue that the insured should have told them some sort of medical information and because he didn’t, they can deny the claim. We’re experts at getting this type of denied claim paid.
Rather than ask a judge or jury to decide if a claim should be paid, we employ experts in their respective fields of medicine, therapy, mental health, and such, to apply the proper standards to the evaluation of medical claim denials.
If the claim investigation calls for the input of a Policy specialist we incorporate those opinions into the investigative process.
Scarce numbers of Life Insurance Claims Attorneys in New York are experts at life insurance claims investigations.
By knowing the business and procedures of life insurance claims we don’t need to file lawsuits and charge huge fees. We get claims paid quickly and inexpensively.
There isn’t one reason for a claim denial that’s more common than any other. But, medical related claim denials are the most common category.
While it’s important that an applicant answer the life insurance applications honestly, this doesn’t mean they always know what is written in their medical records.
We’re especially skilful at evaluating life insurance claims based on medical reasons.
Read more about a few of the specific medical conditions we’ve addressed and claim denials that we’ve gotten reversed and paid for our clients.
We can appeal your denied life insurance claim for any medical reason and/or step in as your representative while the claim is being investigated so it doesn’t get denied.
New York Life Insurance Claims for Employer Plans
New York employee life insurance claims can be denied easier than other types of claims because of the myriad of rules favoring employers. Employees of New York with life insurance are subject to Erisa regulations. This means Federal rules apply to claims, instead of state laws.
Your New York denied claim can only be appealed by following strict Federal rules. Knowing the rules and laws makes this easy for our clients. Over the years we’ve appealed and won many Erisa claims from insurance companies.
Getting denied life insurance claims paid when denied for Drug Overdose
We’re especially adept at investigating and appealing denied life insurance claims due to drug overdose. As the opiate epidemic continues to take innocent lives, there’s not much conversation about how many accidental death claims are denied for an opiate overdose.
Many accidental death life insurance policies have an exclusion for drug overdose. If the insurer concludes the person exceeded the recommended dosage of a prescribed opiate, they will deny the claim. Insurers hold the insured responsible for the amount of medication they ingest, even though many people are simply following the advice of their doctors.
We know how to investigate the toxicology reports and medical assessments to uncover the truth, and get accidental overdose claims paid.
For a free review and evaluation of your life insurance claim, call our office today. We’ll give you an honest evaluation of whether your claim will be paid and if an appeal will be successful.
About The Center for Life Insurance Disputes
The Center for Life Insurance Disputes has over 30 years of experience exclusively dealing with life insurance claims and complaints — and a proven track record of recovering money for our clients.
The company helps those who have suffered damages due to life insurance fraud, scams, denial of death benefits, or other types of bad faith practices by protecting the best interest of the clients.
The Center for Life Insurance Disputes gives the victims and insurance companies an opportunity to address issues without courtrooms and expensive lawyers. The life insurance complaint is resolved quickly and at a fraction of the cost of hiring a life insurance lawyer in New York.
While a lawsuit may take years to resolve, this process can settle claims for clients in a matter of just a few months.
Our client’s claims are paid quickly and always paid in-full – never partial settlements.
We start our process by evaluating your claim. If we determine that we can successfully represent you we will act quickly to get your claim paid. We carefully evaluate each claim because we only get paid after your claim is paid.
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