Pacific Life Insurance claim was denied?
If your Pacific Life insurance claim was denied you can fight it. Even claims that were denied years ago can be appealed and won. You need to uncover the proper facts, applicable laws and documentation to get insurers to reverse their denial and pay claims. If your Pacific Life insurance claim was denied don’t give up hope for getting them to pay.
Many life insurance claims are denied because the claims examiner didn’t do a thorough investigation of all the facts or the policy wasn’t managed properly by the insurance company. These things are not valid reasons for life insurance claims to be denied.
Fighting a Pacific Life insurance claim denial requires expert knowledge. Have your denial letter in-hand and a copy of the policy if possible.
Then have an expert conduct a life insurance claim investigation for you. A life insurance claim expert knows what to look for, how the claim process works, and what mistakes are likely to have been made when the claim was denied.
If you’re a victim of an unfair claim denial contact us to get your claim paid.
Pacific Life Denied Life Insurance Claims – Getting Them to Pay
When you filed your Pacific Life insurance claim they didn’t tell you to get your own claim representative. They acted for themselves — and their best interest. When Pacific Life does a claim investigation they look for reasons to deny claims. Having your own life insurance claim representative protects your interests and helps assure the claim get treated fairly and paid.
If a life insurance claim gets denied many people think their only option is to sue the insurance company. But a lawsuit isn’t the first thing to do. The first thing to do is have your claim evaluated by an expert and determine if you can appeal the denial without a lawsuit. This will be faster and much less expensive than a lawsuit. If an Appeal isn’t successful, then you can sue the insurer.
Life Insurance Claim Investigations
A life insurance appeal starts with an investigation of all the facts surrounding the history of the insured, the application, medical records, arrest & driving records, accident reports and all other relevant evidence, by someone who knows what all of this evidence means. And, rather than look for reasons to deny your claim a re-evaluation by your own representative will look for reasons to approve your claim.
A proper appeal uses the evidence to form the reasons why the claim should be paid, is put into a report with conclusions from consulting experts and, presented to those people at the insurer who evaluate death claim appeals it’s the insurers lawyers.
We investigate, evaluate and appeal denied life insurance claims for beneficiaries. We’ve recovered over $250 million for our clients from declined claims and we can do the same for you. As your representative we’ll protect your interests, not the insurers, and we’ll get your claim paid.
Our Experience Gets Your Claim Paid Quickly
Pacific life claims can be denied for a long list of reasons; medical answers, financial information, and criminal history are some of the more common reasons. We’ve worked on many of these claim situations. And, we’ve gotten millions of dollars paid to our clients even after their life insurance claims were denied. Just because a Pacific Life insurance claim was denied doesn’t mean that the matter is finished. If new information is found the claim can be appealed and paid. That’s where we make results happen for our clients.
For an even more detailed discussion read our article: Six Reasons Your Contestable Life Insurance Claim Might Not be Contestable.
Lapsed Life Insurance & Denied Claims
Another reason that a Pacific Life Insurance claim gets denied is when a policy lapses before the death. In our 30 years of experience we’ve worked on many lapsed policy claims and we’ve gotten many of these claims paid. Anything is possible as to what leads to a claim denial. Therefore, everything needs to be investigated.
No Retainer Required
When we take on a new client we investigate everything that’s important to the claim. This includes the events of the application, the medical history, the way the claim was handled by the insurer, and many, many other important facts. This is the best way to get denied life insurance claims overturned and paid. We prove why your claim should be paid. That’s why our clients always get a 100% payment of their claim. No settlements of 50% or 75%. Our clients get all of their money.
A Caution About So-Called Life Insurance Legal Experts
There are many websites that appear to promote their expertise in getting life insurance claims paid. Most look like law firms, but in-fact are not. These are referral services that take your information and sell it to lawyers. Don’t be fooled by these bad actors. The Center for Life Insurance Disputes are real people with decades of life insurance experience working for beneficiaries. See About Us.
Free Consultation
We’re the premier life insurance claim firm for anyone whose claim has been wrongly denied or for those beneficiaries being strung along waiting for their claim to be paid. Aggressive representation by experienced professionals who only represent life insurance beneficiaries. That’s us. Whether PacLife, New York Life or any other life insurance claim denial… we can get your claim paid.
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888-428-4868
Pacific Life Insurance Claim forms