The Center for Life Insurance Disputes represents beneficiaries of life insurance claims denied in Miami. We’ve delivered more than $60 million to our clients from denied life insurance claims.
The most common reason a life insurance claim gets denied is for a medical condition. The insurer will argue that the insured should have told them some sort of medical information and because he didn’t, they can deny the claim. We’re experts at getting this type of denied claim reversed and paid. Read more about a few of the specific medical conditions we’ve addressed and claim denials that we’ve gotten reversed and paid for our clients.
Miami employee life insurance claims can be denied easier than other types of claims because of the myriad of rules. Employees of Miami with life insurance are subject to Erisa regulations. This means Federal rules apply to claims, instead of state laws. Your Miami denied claim can only be appealed by following strict Federal rules. We make this easy for our clients. We’ve appealed and won many Erisa claims from insurance companies such as:
We’re especially adept at investigating and appealing denied life insurance claims due to drug overdose. As the opiate epidemic continues to take innocent lives, there’s not much conversation about how many accidental death claims are denied for an opiate overdose. Many accidental death life insurance policies have an exclusion for drug overdose. If the insurer concludes the person exceeded the recommended dosage of a prescribed opiate, they will deny the claim. Insurers hold the insured responsible for the amount of medication they ingest, even though many people are simply following the advice of their doctors. We know how to investigate the toxicology reports and medical assessments to uncover the truth, and get accidental overdose claims paid.
Regardless of the reason your life insurance claim was denied, you should contact us. We only represent beneficiaries of life insurance claims – never the insurance company. When you’re looking for the right representation to get your claim paid, you should be looking for experience. The more experience you have on your side the faster your claim will get paid. We have over 25 years of experience.
As you’ll see by browsing our website, the Center for Life Insurance Disputes are life insurance claim experts. We know how to fight denied life insurance claims in Miami and get them paid. We’ve done this for many clients and we can do it for you.