American General Life Insurance claim was denied?
If your American General life insurance claim was denied contact us to get it paid. We represent the beneficiaries of life insurance claims.
If you’re fighting with American General over a death claim you’re out-matched. Their trove of lawyers and claim examiners dedicate countless hours to justifying claim denials. If you want your claim paid you need a firm just as dedicated and capable of getting claims paid.
We’ve recovered over $250 million for our clients and we can help you too. New claim filings, delayed claims and denied claims — we offer representation and know how to get them paid.
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Now Corebridge Financial
American General is now known as Corebridge Financial.
Denied Life Insurance Claims — Getting Insurers to Pay
Our appeal efforts have recovered over $250 million for our clients from declined claims and we can do the same for you. As your representative we’ll protect your interests, not the insurers, and we’ll get your claim paid.
When you file a life insurance claim the insurance company doesn’t advise you to get a personal representative. They act for themselves — not the beneficiary. Their investigations look for reasons to deny claims. Some denials are justified… but many are not.
When a life insurance claim gets denied many people think their only option is to sue the insurance company. But a lawsuit shouldn’t be the first thing you do. The first thing to do is have your claim evaluated by an expert like us to determine if you can appeal the denial without a lawsuit. This will be faster and much less expensive than a lawsuit. If an Appeal isn’t successful then you can sue the insurer.
A life insurance Appeal starts with a new evaluation of all the facts surrounding the history of the insured, the application, medical records, arrest & driving records, accident reports and all other relevant evidence, by someone who knows what all of this evidence means. Rather than look for reasons to deny your claim, an appeal by your own representative will look for the reasons your claim should have been approved.
A proper appeal uses evidence to form the reasons why the claim should be paid. We find the evidence, we put it into a formal report and we work with the lawyers for the insurance company to get your claim overturned and paid.
*****YOU PAY NOTHING UNTIL YOUR CLAIM IS PAID!*****
Why American General Life Claims Get Denied
American General life claims can be denied for a long list of reasons; medical answers, financial information and criminal history are some of the more common reasons. We’ve worked on all of these claim situations. And, we’ve gotten millions of dollars paid to our clients even after their life insurance claims were denied.
Just because an American General Life insurance claim was denied doesn’t mean that the matter is finished. If new information is found the claim can be appealed and paid. That’s where we make results happen for our clients. Anything is possible as to what leads to a claim denial. Therefore, everything needs to be investigated.
And, it needs to be done quickly so you can get your money and move-on. When we accept a new client we act immediately to get the facts necessary to win the appeal. You won’t wait years the way you would in a lawsuit. We resolve our client’s claims within weeks.
Can a Lapsed Policy Still Pay a Death Claim?
Yes. Another reason that an American General Life Insurance claim gets denied is when a policy lapses.
We’ve had client situations where the policy lapsed just days before the insured died. Does this mean the claim gets denied? Maybe, but in our 30 years of experience we’ve worked on many lapsed policy claims and we’ve gotten many of these claims paid. Because… there are exceptions. For example, holidays may have delayed the mail, auto-drafts may not have transferred on-time, or the agent forgot to notify the insurer.
For an even more detailed discussion read our article: Six Reasons Your Contestable Life Insurance Claim Might Not be Contestable.
If American General has told you there’s no coverage because the policy lapsed, call us for a free evaluation.
Need Help Filing Your New Claim?
If you have a life insurance claim that you haven’t filed yet we can help. Policies that are less than 2 years old and policies issued through employers will be subject to investigations before the insurer agrees to pay the claim. It’s best to have a professional read the policy and anticipate anything that might cause your claim to be denied. We’ll represent you and your claim so you have knowledgeable experts working for you, just like the insurer will have their own experts looking for ways to deny your claim.
How We Work
When we take on a new client we investigate everything that’s important to the claim. This includes the events of the application, the medical history, the way the claim was handled by the insurer, and many, many other important facts. This is the best way to get denied life insurance claims overturned and paid. We prove why your claim should be paid. That’s why our clients always get a 100% payout. No settlements of 50% or 75%. Our clients get all their money.
Over $100 Million of Denied Life Insurance Claims Recovered
We’re the premier life insurance claim firm for anyone whose claim has been wrongly denied or for those beneficiaries being strung along waiting for their claim to be paid. Aggressive representation by experienced professionals who only represent life insurance beneficiaries. That’s us. Whether American General, Prudential or any other life insurance claim denial… we can get your claim paid.
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Phone: 1-888-428-4868
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Contact for American General Life Insurance Company
American General Life Insurance Company, Life Claims
P.O. Box 305800 MC460
Nashville, TN 37230-58005