While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before paying the claim. What […]
New York Life Claims
New York Life Claims While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before […]
HSBC Life Claims
While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before paying the claim. What […]
File a Claim with John Hancock Life Insurance
Here are instructions, tips and contacts to help file a claim with John Hancock Life Insurance. When a loved-one dies there are so many things that immediately change and it puts a lot of pressure on the surviving spouse and family members. Filing a John Hancock life insurance claim shouldn’t be another cause of stress. […]
Hartford Life Claims
While some claims are straight-forward and get paid immediately there are others that are not. For various reasons many claims are investigated under the Contestability clause of the policy. This clause states that during the first two years of a policy, if the insured dies, the insurance company can investigate before paying the claim. What […]
Life insurance claim denied because no autopsy
Life insurance claim denied because no autopsy A client’s spouse recently died of an accident while living in a foreign country. This man was insured under an employer sponsored accidental death policy. He was in his 50’s and had no issues with his health. While walking down the stairs he accidentally fell down and hit […]
When is an Accidental Death Not an Accident?
We get a lot of calls from people who have been denied an accidental death insurance claim. Accidental death insurance is life insurance with a lot of restrictions. The primary restriction of this life insurance is that the person must die from an accident. But what most people do not know is that there are […]
What to Do if Your Life Insurance Claim is Denied
What to Do If Your Life Insurance Claim is Denied No one expects their life insurance claim to be denied but when it happens — and yes, it does happen — you need to know what to do. Here we explain what to do if your life insurance claim is denied, in simple terms based […]
Life insurance contestability clause: what it really means
Life Insurance Contestability Clause Contestability of a life insurance policy starts the day the policy is issued and ends 2 years later. In that time period, if the insured dies, the insurance company can contest the claim and do a full investigation. The purpose of the claim investigation is for the insurer to find discrepancies […]
Life insurance companies make a habit of denying most accidental death benefit claims.
Accidental Death Claim Denied? We can get it paid. Accidental Death claims are some of the most difficult claims to get an insurer to pay. We have decades of experience getting these claims paid to our clients. Contact us for help with your claim. The Investigation Process of Accidental Death Claims Accidental death benefit insurance […]
Recovering Money from 419 and 412i Plans
419 Welfare Benefit Plan Fraud: What Remedies Are Available? If you’ve been the victim of a 419 Welfare Benefit Plan scheme and now find yourself owing the Internal Revenue Service (IRS) taxes on something you were told was going to be tax deductible, it’s important to know what remedies might be available to you. Remedies […]
