Securian Life Insurance Claim was Denied

julia

8 years ago

Securian Life Insurance claim was denied?

If your Securian Life insurance claim was denied contact us to get it paid. We have more than 30 years of focused experience fighting life insurance claim denials, it’s all we do. We accept clients with denied life insurance claims from Securian Life. We take no retainer and we only get paid if your claim is paid. Our goals are aligned with our clients’.

Securian Life is one of the largest insurers in the US. They offer life insurance and accidental death insurance through many large employers. These are known as Employee life insurance plans. We see more Securian Life insurance claims denied through these plans than from individual offerings because there is no agent involved in the sign-up of employer policies and thereby no one to check for accuracy.

Securian life makes money by taking in premiums, not by paying out claims. Unfortunately many people don’t realize how hard Securian will fight to deny a life insurance claim. If your Securian life insurance claim was denied the best thing you can do is get experienced help fighting the denial.

Call us, The Center for Life Insurance Disputes for help with your Securian life insurance claim.

THE CENTER FOR LIFE INSURANCE DISPUTES

#1 firm in US for recovering denied life insurance claims.

No retainer. Very low fee. We accept claims in all US states.

Call us now: 1-888-428-4868

Email us now: Contact Us

Denied Life Insurance Claims – Getting Insurers to Pay

If you have a life insurance claim that hasn’t paid-out for any reason we can help. Don’t go through the aggravation of a lawsuit. We fight denied life insurance claims and get insurers to pay without lawsuits or legal fees. We’ve been doing this for 30 years with great success. Your last choice should be to have an attorney to fight a life insurance claim in court — not your first choice.

When you have the right facts and evidence, and know how to present them to the insurer, you can appeal a denied life insurance claim and get the denial overturned. You need to know exactly what the right “facts” and “evidence” are. We do. In fact we have more life insurance claim experience than other firm and we know exactly what the “facts” and “evidence” need to be to get claims paid. We’ve recovered more than $250 million from denied life insurance claims and many of them were denied by Securian Life.

Our appeal efforts have recovered over $250 million for our clients from declined claims for reasons like accidental overdoses, drunk driving, medical misrepresentation and many others. We can do the same for you. As your representative we’ll protect your interests, not the insurers.

When you file a life insurance claim the insurance company doesn’t advise you to get a personal representative. They act for themselves — not the beneficiary. Their investigations look for reasons to deny claims. Ask yourself, “Who will be working for me?”

Appealing Denied Life Insurance Claims

When a life insurance claim gets denied many people think their only option is to sue the insurance company. But a lawsuit shouldn’t be the first thing you do. The first thing to do is have your claim evaluated by an expert like us to determine if you can appeal the denial without a lawsuit. This will be faster and much less expensive than a lawsuit. If an Appeal isn’t successful then you can sue the insurer.

A life insurance Appeal starts with a new evaluation of all the facts surrounding the history of the insured, the application, medical records, arrest & driving records, accident reports and all other relevant evidence, by someone who knows what all of this evidence means. Rather than look for reasons to deny your claim, an appeal by your own representative will look for the reasons your claim should have been approved.

A proper appeal uses evidence to form the reasons why the claim should be paid. We find the evidence, we put it into a formal report and we work with the lawyers for the insurance company to get your claim overturned and paid.

Need Help Filing Your Claim?

If you have a life insurance claim that you haven’t filed yet we can help. Policies that are less than 2 years old and policies issued through employers will be subject to contestability investigations before the insurer agrees to pay the claim. It’s best to have a professional read the policy and anticipate anything that might cause your claim to be denied.

We file new claims for our clients and work through the contestability issues to get the claim paid.

Our Experience Gets Your Claim Paid Quickly

Securian claims can be denied for a long list of reasons; medical answers, financial information and criminal history are some of the more common reasons. We’ve worked on many of these claim situations. And, we’ve gotten millions of dollars paid to our clients even after their life insurance claims were denied.

Just because a Securian Life insurance claim was denied doesn’t mean that the matter is finished. If new information is found the claim can be appealed and paid. That’s where we make results happen for our clients.

Anything is possible as to what leads to a claim denial. Therefore, everything needs to be investigated.

For an even more detailed discussion read our article: Six Reasons Your Contestable Life Insurance Claim Might Not be Contestable.

Lapsed Life Insurance & Denied Claims

Another reason that a Securian Life Insurance claim gets denied is when a policy lapses. We’ve had many cases where the policy lapsed just days before the insured died. By doing background investigations into the management of the policy and notification efforts of the insurers we’ve gotten many claims paid after the policy had lapsed.

How We Work

When we take on a new client we investigate everything that’s important to the claim. This includes the events of the application, the medical history, the way the claim was handled by the insurer, and many, many other important facts. This is the best way to get denied life insurance claims overturned and paid. We prove why your claim should be paid. That’s why our clients always get a 100% payout. No settlements of 50% or 75%. Our clients get all their money.

Free Consultation

We’re the premier life insurance claim firm for anyone whose claim has been wrongly denied or for those beneficiaries being strung along waiting for their claim to be paid. Aggressive representation by experienced professionals who only represent life insurance beneficiaries.