Protective Life Insurance Claim Denied
What can you do when your Protective Life Insurance Claim is denied? Fight it! Appeal it! And get your money.
You don’t have to accept a claim denial from Protective Life. Too many people think that if their life insurance claim is denied they have no option but to look for a life insurance lawyer and go through a grueling lawsuit or just walk away. You don’t have to do either. Call the Center for Life Insurance Disputes and let us recover your money for you.
No legal fees, no lawsuits, no stress – just results. More than $85 million recovered for our clients.
Contact us now: 1-888-428-4868
You need Representation for denied life insurance claims.
They didn’t tell you at the time, but when you filed your life insurance claim Protective Life had their experts looking for ways to deny your claim.
They had their Claims Examiner review the application that they originally approved. The Examiner got the insured’s medical records and prescription drug history. They may have ordered a copy of the insured’s driving record. Did you know they were doing this? Probably not. Did you know they may not have been entitled to all or any of this information?
This is why every beneficiary needs professional representation working for their interests. Too few people do.
Now that your claim has been denied, more than ever you need experts working for you to appeal the denial and get the claim paid. That’s what we do. Read: How to Appeal and Win Denied Life Insurance Claims.
Would You Have Bought Life Insurance from Protective Life if you knew they Wouldn’t Pay the Claim?
If you’ve tried to get a life insurance claim paid from Protective Life and they denied your claim, you’ll probably wonder what exactly they mean when they proclaim on their website,
“Protective Life Insurance. What’s in a name?
When you deal with the Protective Life Insurance Company, you can rest easy knowing you’re working with a company that for more than 100 years has prided itself on doing right by their customers. Integrity. Honesty. Commitment. And fair value for the money spent. These are all ideals that each and every Protective Life Insurance Company employee works tirelessly to uphold each and every day. And while there are a number of different companies that fall under the Protective umbrella, this dedication to serving the needs of our customers – to serving you and your family – burns brightly in each of them. So whatever the reason you have to contact us, we consider it a chance to prove ourselves worthy of the trust you’ve placed in us. Or if you’re not yet a customer, the trust we hope you’ll place in us.”
It doesn’t matter. What matters is that someone bought life insurance for you from Protective Life, and when it was time to pay the claim, they didn’t. Now you need to speak with us. We’ll determine why the claim was denied, we’ll find the evidence that will get the claim paid, we’ll deal with Protective Life on your behalf, and we’ll get your claim overturned and paid.
Call the Center for Life Insurance Disputes: 1-888-428-4868
For help getting your Protective Life Insurance claim paid.
About Protective Life Insurance Company
Corporate address in Birmingham, AL.
They have primary offices in Alabama, California, Illinois, Missouri, Nebraska, New York, Ohio, South Carolina and Tennessee.
Protective Life Corporation is headquartered in Birmingham, Alabama and traded on the New York Stock Exchange. It’s made-up of 5 separate entities offering insurance products:
Protective Life Insurance Company has insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA- (Very Strong, 4th highest of 21 ratings) from Standard & Poor’s, A+ (Strong, 5th highest of 22 ratings) from Fitch, and A1 (5th highest of 21 ratings) from Moody’s Investor Services.
West Coast Life Insurance Company has insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA- (Very Strong, 4th highest of 21 ratings) from Standard & Poor’s, A+ (Strong, 5th highest of 22 ratings) from Fitch, and A1 (5th highest of 21 ratings) from Moody’s Investors Services. Protective Life Insurance Company has entered into an agreement to contribute capital to West Coast under certain circumstances.
MONY Life Insurance Company has insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, A+ (Strong, 5th highest of 21 ratings) from Standard & Poor’s, A+ (Strong, 5th highest of 22 ratings) from Fitch, and A1 (5th highest of 21 ratings) from Moody’s Investor Services.
Protective Life and Annuity Insurance Company has insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA- (Very Strong, 4th highest of 21 ratings) from Standard & Poor’s, and A+ (Strong, 5th highest of 22 ratings) from Fitch. A portion of Protective Life and Annuity Insurance Company’s policy liabilities are guaranteed by Protective Life Insurance Company.
Lyndon Property Insurance Company has an insurer financial strength ratings of A- (Excellent, 4th highest of 15 ratings) from A.M. Best.
Protective Life is Owned by Dai-ichi of Tokyo, Japan. The Dai-ichi Life Insurance Company, Limited is the second largest private life insurance company in Japan as measured by total assets as of March 31, 2014. Founded on September 15, 1902, Dai-ichi Life was the oldest mutual insurance company in Japan until it was demutualized and listed on the Tokyo Stock Exchange on April 1, 2010.
Protective Life Corporation, a wholly owned U.S. subsidiary of Dai-ichi Life Holdings, Inc., announced that it has reached an agreement with Lincoln Financial Group under which its principal subsidiary, Protective Life Insurance Company, and Protective Life & Annuity Insurance Company, will acquire via reinsurance substantially all of the individual life and annuity business of Liberty Life Assurance Company of Boston (“Liberty Life”). The reinsurance transaction will close in conjunction with Lincoln’s acquisition of Liberty Life from affiliates of Liberty Group, Inc. The transaction represents a capital investment by Protective of approximately $1.17 billion.
Protective Life is a Costco Partner
You can buy a Protective Life policy as a member of Costco. Costco members get a 20% discount on premiums. They proclaim,
“Protective Life Insurance Company makes it easy and convenient for Costco members to apply for the dependable life insurance coverage they want through a simplified, streamlined online process that’s as close as your fingertips. Get a free quote today!”
Beware of ever buying life insurance without the aide of a licensed insurance agent.
Life Insurance Claims Experts
You can’t go wrong fighting for money that you’re rightfully entitled to. You can only go wrong by giving-up before you’ve exhausted all your options. If your Protective Life insurance claim was denied, get professional help from the Center for Life Insurance Disputes.