MET Life Insurance claim was denied?
If your Met Life insurance claim has been denied we can get it paid. The process of filing a life insurance claim is relatively easy but the process of getting the Met Life insurance claim paid isn’t, especially under the contestability review for newer policies.
With the proliferation of life insurance being sold over the internet and without the involvement of a licensed an agent to answer questions, there’s a growing trend of life insurance death claims being denied for a variety of reasons. Although many decades ago the chances of a life insurance claim being denied was very low, today the chances are far greater due to mistakes on the application, misunderstanding of application questions, the applicant not knowing their own medical records and poor guidance by the life insurance companies. While MET Life insurance claims can be denied for a long list of reasons, there’s only one smart solution for recovering your money. Call us now.
The best thing a person can do if their Met Life claim was denied is to get experienced help from a professional. A life insurance claim expert will understand the terms of the Met Life policy and the process of claim evaluation. They’ll be versed in industry norms so they can find the solution to winning a denied death claim appeal.
There’s no firm more experienced, capable or better at getting a denied Met life insurance claim paid than the Center for Life Insurance Disputes. Fighting denied life insurance claims is all we do. If you have a life insurance claim that was denied by Met Life you need to speak with us now.
No other firm offers our level of success and life insurance knowledge. That’s why we’ve been able to get over $250,000,000.00 paid out to our clients.
Many life insurers make a habit of denying life insurance claims without having all the facts they need to make the right claim decision. They may have overlooked information vital to approving a claim. Our sole focus is fighting denied life insurance claims for beneficiaries of life insurance and accidental death claims.
We uncover the facts and find the reasons claims must be paid. We’ve recovered $250 million and we can help you too. If you’re a victim of an unfair claim denial contact us to get your claim paid.
No retainer needed. No hourly fees. Our fee is only 10% of the claim. Serving all US cities.
Met Life is now doing business as BrightHouse Financial.
THE CENTER FOR LIFE INSURANCE DISPUTES
#1 firm in US for recovering denied life insurance claims.
We accept claims in all US states.
Denied Life Insurance Claims – Getting Insurers to Pay
What we do for our clients?
- We compare the insurers underwriting requirements to the medical records of the insured. This may not seem important because the person has already died, but one of the big issues in all claims is whether the medical history was relevant when the policy was issued. Even if someone didn’t disclose a medical condition or treatment that the insurer is challenging, it may not matter if it wasn’t significant enough to make a difference when the policy was issued. Having access to underwriting guides is vital.
- Our medical experts review medical records looking for every reason to get a claim approved and contribute their findings and opinions to our final Report sent to the insurer.
- We have our medical experts review autopsy and toxicology reports and use the information in creating their Report conclusions.
- We do drug-to-drug interaction analysis. Very important for accidental overdose claims.
- We incorporate applicable State and Federal laws and rules for claims handling.
- We write a formal claim opinion. What does this mean? We take all of the information we’ve gathered and our experts create a formal Analysis-Report describing why the claim should be paid based on the analysis we’ve conducted. We rely on specific evidence and the conclusions our team identifies that support payment of the claim.
A successful Appeal is a new evaluation of all the facts surrounding the history of the insured, application, medical records, arrest & driving records, accident reports and all other relevant evidence. Instead of looking for reasons to deny the claim we look for the reasons it should be paid. We’ll take it directly to the insurer’s legal team and work with Met to get your claim re-evaluated and approved. As your representative we’ll protect your interests, not theirs, and get your claim paid.
Be aware, if your life insurance claim was denied or if you were offered a partial settlement you could be a victim of Unfair Claim practices. Contact us for help: 1-888-428-4868.
How To Get a Denied Life Insurance Claim Paid
If you have the right facts and evidence and know how to put them together, you can appeal a denied life insurance claim and get the denial overturned. But you need to know exactly what the right facts and evidence are and how to present them. We do. In fact we have more life insurance claim experience than other firm and we know exactly what the facts and evidence need to be to get claims paid. We’ve recovered more than $100 million from claims that were at-first denied.
We’ll be happy to speak with you about your claim and answer your questions – at no charge. We have experience with almost every possible claim issue and we’re sure we can help you resolve yours.
Appealing Denied Life Insurance Claims
When you filed your Met life insurance claim they didn’t advise you to get a personal representative. They acted for themselves — not you. In their investigation they looked for reasons to deny your claim. Now you need someone working just for your interests.
When a life insurance claim gets denied many people think their only option is to sue the insurance company. But a lawsuit shouldn’t be the first thing you do. The first thing to do is have your claim evaluated by an expert and file a direct appeal. This will be faster and much less expensive than a lawsuit.
An Appeal is a new evaluation of all the facts surrounding the history of the insured, application, medical records, arrest & driving records, accident reports and all other relevant evidence. Rather than look for reasons to deny your claim, an appeal evaluation will look for reasons to approve your claim.
Our Experience Gets Your Claim Paid Quickly
MET Life insurance claims can be denied for a long list of reasons; medical, financial and criminal history are some of the more common reasons. We’ve worked on all of these claim situations. And, we’ve gotten millions of dollars paid to our clients even after their life insurance claims were denied.
Just because a MET Life insurance claim was denied doesn’t mean that the matter is finished. If new information is found, the claim can be appealed and paid. That’s where we make results happen for our clients.
Anything is possible as to what leads to a claim denial. Therefore, everything needs to be investigated.
And it needs to be done quickly so you can get your money and move-on. When we accept a new client we act immediately to get the facts necessary to win the appeal. You won’t wait years like you do in a lawsuit. We resolve our client’s claims within weeks.
Not All Contestable Claims Are Contestable
Many claims are denied because they are in the contestability period when the insured dies. If the policy passes the contestability period the insurer cannot investigate, they just have to pay the claim. We’ve uncovered many instances when an insurer treated a claim as contestable, but after our investigation we’ve proved it wasn’t. For an even more detailed discussion read our article: Six Reasons Your Contestable Life Insurance Claim Might Not be Contestable.
Need Help Filing Your New Claim?
If you have a life insurance claim that you haven’t filed yet we can help. Policies that are less than 2 years old and policies issued through employers will be subject to investigations before the insurer agrees to pay the claim. It’s best to have a professional read the policy and anticipate anything that might cause your claim to be denied. We’ll represent you and your claim so you have knowledgeable experts working for you, just like the insurer will have their own experts looking for ways to deny your claim.
If Your Policy Lapsed Before the Claim was Filed
Another reason that a MET Life Insurance claim gets denied is when a policy lapses. We’ve had situations where the policy lapsed just before the insured died. Does this mean the claim gets denied? Maybe, but in our 30 years of experience we’ve worked on many lapsed policy claims and we’ve gotten many of these claims paid.
If Met Life has told you there’s no coverage because the policy lapsed, call us for a free evaluation.
How We Work
When we take on a new client we investigate everything that’s important to the claim. This includes the events of the application, the medical history, the way the claim was handled by the insurer, and many, many other important facts. This is the best way to get denied life insurance claims overturned and paid. We prove why your claim should be paid. That’s why our clients always get a 100% payout. No settlements of 50% or 75%. Our clients get all their money.
Over $250 Million of Denied Life Insurance Claims Paid to Our Clients
We’re the premier life insurance claim firm for anyone whose claim has been wrongly denied or for those beneficiaries being strung along waiting for their claim to be paid. Aggressive representation by experienced professionals who only represent life insurance beneficiaries. That’s us. Whether it’s MET, Prudential, Pacific Life or any other life insurance claim denial… we can get your claim paid.
Free Telephone Consultation
1-888-428-4868
Also Read:
Chronic & Critical Illness Claims
How Long Does it Take to Get a Life Insurance Claim Paid?
Life Insurance Claim Investigation
Contact for Met Life Insurance Company
P.O. Box 330
Warwick, RI 02887-0330
*MET Life Insurance Company is now doing business as Brighthouse Financial.