You need the correct life insurance claim forms in order to start your death claim. The claim form needs to be completed and signed by each beneficiary or each can complete their own form. Life insurance claim forms can be submitted by fax, mail or (with some companies) emailed to the Claims Department. See the links below for your life insurance company claims department and forms.
Don’t go through the Contestable claim process alone. If the life insurance policy you’re making a claim on was less than 2 years old it is Contestable. A Contestable Claim means it will be investigated for misrepresentations before it’s approved. The misrepresentations the insurer is looking for are on the original application and typically involve things like tobacco use, criminal history and medical history not being correctly disclosed by the insured. If a misrepresentation is found your claim may be denied.
Order a death certificate to send to the insurance company.
Keep a record of everything you fax or mail to the insurance claims department.
Inform your bank in advance of the large deposit coming.
If you’re concerned about your claim being paid or need help filing, we will do it for.
As your appointed claim representative we act on your behalf and take proactive steps to get your death claim paid. No one will be doing this for you at the insurance company. We work directly with the Claims & Legal team at the insurer to make sure your claim is handled and investigated fairly and properly.
Some of what we’ll do for your claim:
The Center for Life Insurance Disputes has the insurance industry knowledge and claims expertise to handle all the details of a Life Insurance Claim.
Nearly $1 billion of life insurance claims are denied every year. When this happens, surviving family members are shocked to learn the insurance company has denied them in their time of need. Don’t let this happen to you.
We’ve recovered over $250 MILLION from life insurance claims.
No money up front. Low fee. Claims paid fast.
Click on the links below to access LIFE INSURANCE CLAIM FORMS.
The Center for Life Insurance Disputes will investigate your claim before it’s filed, file it properly, follow it through, and make certain the insurer pays.
Free claim consultation 1-888-428-4868.
Over $250 million recovered. We get claims paid—fast, fairly, and without legal fees.
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