Life Insurance Attorney in Boston

Life Insurance Attorney in Boston to recover your denied life insurance claim.

We offer an effective solution to lengthy lawsuits when insurance companies won’t pay life insurance policy benefits.

The life insurance experts at The Center for Life Insurance Disputes represent beneficiaries in matters where life insurance companies will not pay benefits on a policy as expected. Rather than go through a lengthy and expensive courtroom battle, you as the policy beneficiary, have the option of representation by The Center. The experts at The Center do a full investigation of your claim, present a comprehensive claim package and appeal to the insurer, and deal directly with the Claims and Legal departments to get the claim paid. This intensive process has triggered well over $100 million of claim benefits paid to our clients.

Denied Life Insurance Claims Can be Appealed without Attorney Fees

It is not necessary for a life insurance dispute to end-up in a lawsuit. There are many reasons a life insurance claim may be denied. The most common reason a life insurance company will deny a claim is due to misrepresentation of medical information.

Other reasons include competing beneficiaries, lapsed policy, over-stated financial information, drunk, driving, criminal background and policy exclusions.

It doesn’t matter what the insurance company uses as their reason to deny, what matters is that any denied claim can be appealed. And effective appeals are those that comport to the insurer’s criteria for approving and paying a claim.

Rather than hire a lawyer to get your claim paid, you can retain the Center to demonstrate why the claim should be paid.

Whatever the reason is for the denial of your claim, an insurer will always accept and consider new and relevant facts. Our experts know what those facts are.

Our way of getting life insurance claims paid saves our clients a lot of money and stress. (Read about the stresses of a life insurance lawsuit at: 10 Questions to Ask a Life Insurance Attorney.)

Hire a Life Insurance Specialist

We only represent claim beneficiaries — never the insurance company. We have decades of life insurance experience. Not just with claims, but with all aspects of life insurance. We know the underwriting of a life insurance policy inside and out. The underwriting of the policy you’re trying to collect on may be the most important aspect of getting the claim paid. And finally, we have accumulated tremendous success — more than $100 million recovered from denied life insurance claims for our clients.

Boston Life Insurance Attorney

By working directly with the life insurance company on your behalf to appeal and get your claim paid, you benefit in several ways.

You pay no legal fees.
Your claim will be paid in-full — we don’t settle claims for less than 100%, the way attorneys do.
You, your claim, and any information about it, will all be kept completely confidential. Unlike a lawsuit, where information becomes public, our way of resolving life insurance claims is confidential.
You’ll receive your money quickly. Lawsuits can take years to resolve. Our clients get their money rapidly so they can move-on.
You’ll avoid all the stresses of a lawsuit; depositions, legal bills, insultingly low offers from the insurer, and too much energy spent on feeling victimized.

Life Insurers Look for Reasons to Deny Claims

Bloomberg and Reuters, among other major news sources, have reported on life insurance companies not paying on a policy. In the article, “Accidental Death Becomes Suicide When Insurers Dodge Payouts”, Bloomberg reported, “life insurers have found myriad ways to delay and deny paying death benefits to families, civil court cases across the U.S.” (http://www.bloomberg.com/news/2011-03-01/accidental-death-becomes-suicide-when-insurers-dodge-paying-life-benefits.html).

In 2009, Reuters reported that after Heath Ledger’s death, the $10 million life insurance policy claim was denied. His death was ruled as an accidental overdose by the medical examiner; however, the insurance company determined it a suicide in order to evade payment to the beneficiary, his 3 year old daughter. A dispute against the insurance company was filed and a settlement was negotiated (http://reuters.com/article/2009/01/29/us-ledger-idUSTRE50S60220090129).

The amount of the settlement is confidential but it’s been rumored to be only about 30% of the actual policy claim.

The experts at The Center for Life Insurance Disputes know how to get life insurance claims paid. If your claim was denied, you need professional, experienced representation.

About The Center for Life Insurance Disputes

The Center for Life Insurance Disputes has over 30 years of experience in dealing with life insurance claims, disputes and complaints — and a proven track record of recovering money for our clients. By ensuring that the facts surrounding a case are fully investigated and vetted, we take claims from denied to paid.

We help those who have suffered damages due to life insurance fraud, scams, denial of death benefits, or other types of bad faith practices by protecting the best interest of the clients.