How to File a Death Claim with Met Life

How to File a Death Claim with Met Life

The Center for Life Insurance Disputes represents the beneficiaries life insurance claims. Denied claims, delayed claims and other life insurance claim disputes — we’re nationally recognized experts in getting life insurance claims paid.

If you need representation to get your MET Life claim paid, contact us for a free consultation.

Here we explain how to file a death claim with Met Life.


Phone: 1-888-428-4868


Here on our website you’ll also find plenty of helpful information, client results and supportive resources.

File a Death Claim with Met Life

If they determine the policy was not active on the day the insured died they’ll refuse to provide you with their Claim forms. Just because they say the policy wasn’t active doesn’t mean they’re correct. There are many reasons why the policy may have been active and Met doesn’t recognize it initially. Read: Six Reason Your Contestable Life Insurance Policy May Not be Contestable.

 

 

 

The beneficiary must provide a social security or tax payor number. While most death claims are not taxable, an insurer is still responsible for notifying the IRS a claim has been paid.

 

The most common form is a check made out to the beneficiary. Once deposited, most banks will hold funds for 10 days before making them available.

Another option is to be paid with a checking account set up in the name of the beneficiary. The beneficiary is mailed a check book tied to an account immediately funded with the full death claim. There are two benefits to this form of payment: the money is immediately available, and funds in the account earn a much higher interest rate than banks offer.

A third option, rarely chosen, is to receive regular periodic payments until the full claim amount has been paid.

If your claim is approved you’ll receive your payment 7 to 10 days after the final approval.

If your claim is denied you’ll be given a written explanation why it was denied. Usually, the insurer will refund all the premiums that were paid. You can appeal denied death claims, for this we strongly urge you to contact us to be your appeal representative.

Denied life insurance claims are usually from policies that were less than 2 years old when the insured died. For a full explanation of Contestable Life Insurance Investigations please read: Life Insurance Claim Investigation.

Death claims for policies offered through employers are managed by the Group Life Claims Department

Submitting a claim to Met Life for a group life insurance policy is a little different than individual life claims. For a group life claim you’ll need to contact the employer who sponsored the plan and inform them of the death. Ask that they contact the insurer. They’ll have to contact Met Life and confirm the person was employed and the coverage was in effect on the date of death.

You’ll still need a Claim Form, Death Certificate and Claimants Statement, but all information must go thru the employer and Met’s Group Life Claims Department.


Still Need Help? Email us HERE


Met Life Claims Department phone number 1-800-638-5000


About Us

We’re the most successful life insurance claim experts in the US. Getting life insurance claims paid is all we do.

Over $100 Million paid out to our clients, so far.

No retainer. No legal fees. Fast results. Every client account on this website is real. We’ve been getting denied claims overturned and paid for 30+ years.

1-888-428-4868

THE CENTER for LIFE INSURANCE DISPUTES

Exit mobile version