Life Insurance Claim Investigation The ins-and-outs of a life insurance claim investigation, as explained by a 30-year veteran of contestable life insurance claims. What Is a Life Insurance Claim Investigation? A Life Insurance Claim Investigation is a thorough and exhaustive effort by a life insurance company to discover any opportunity to deny a death claim. […]
Questionable Life Insurance Claim Practices Cost Consumers
Questionable Life Insurance Claims Practices Cost Consumers When an insured dies while the beneficiary holds the life insurance policy, the policy information is easily available. Policies have a Declaration page which states the policy number, insured, and the death benefit. With this information the beneficiary can file a claim with a forward understanding of the […]
Life Insurance Claim Appeal Wins $250,000
Life Insurance Claim Appeal Wins $250,000 Without Entering A Courtroom Years before the ice bucket challenge took Facebook walls by storm, twenty-five year old Joe Pipitone had no idea how to tell his then fifty-five year old mother she was losing a battle with a disease both he and the rest of the world didn’t […]
Accidental Death and Dismemberment Claim Paid $150,000
Accidental Death and Dismemberment Claim Paid $150,000 In less than two months the Center for Life Insurance Disputes got a $150,000 accidental death and dismemberment claim payment to our client from Hartford Life Insurance. Getting an accidental death and dismemberment claim paid out may be one of our most challenging types of claims efforts. Accidental […]
Globe Life Insurance and Unfair Claim Practices
Globe Life Insurance and Unfair Claim Practices In a significant number of cases we have been presented with, Globe Life may be failing to take action to pay death claims and in many cases, is putting an undue burden on beneficiaries to prove things they are not obligated to prove. When a life insurance claim […]
Life Insurance Premium Settlement with No Legal Fees: $255,000
Life Insurance Premium Settlement After a rather lengthy negotiation The Center for Life Insurance Disputes was able to convince a major life insurer why it was appropriate to waive the surrender charges of a client’s policy and refund his money. The client’s other advisor had already requested the waiver, but they were answered with a […]
Life insurance claim recovered by the center for life insurance disputes: $500,000
Within four months of taking on another delayed life insurance claim, The Center for Life Insurance Disputes was able to get all open-issues resolved and the $500,000 claim paid by HSBC Insurance Company. This one was a particular challenge because there were several reasons for the delay, instead of just one reason. And as is […]
$165,000 recovered from lapsed life insurance policy
Mr. Jones came to The Center for Life Insurance Disputes after his Indexed Life Insurance policy had lapsed. He had paid 5 large annual premiums, but he had also borrowed money from the policy during those 5 years. When he bought the policy his agent told him he could pay money in and borrow money […]
Contestable Death Claim Pays $12 Million. No Attorney Fees.
Contestable Death Claim Pays $12 Million. It took the life insurance company 3 years to pay the claim but perseverance by The Center for Life Insurance Disputes, and the family’s patience, finally paid off. The Center was brought in to effect a $12 million life insurance claim after the family had been unsuccessful in collecting […]
How we got an HSBC death claim denial reversed and forced them to rewrite their application
In 2007 our client submitted a death claim to the HSBC life insurance claims department. Sadly, his mother had recently passed away after suffering from medical complications. The death claim was reviewed and quickly denied. According to HSBC ‘material health information was not disclosed on the on-line application’. HSBC specifically stated in their denial letter that […]
