Aviva Life Insurance claim was denied?
We appeal any denied life insurance claim of $100,000 or more. Contact us for a free telephone consultation.
Appealing Denied Life Insurance Claims
When you file a life insurance claim the insurance company won’t advise you to get a personal representative. They’ll act for themselves — not you. When they can, they’ll do an investigation and look for reasons to deny the claim. Some denials are justified, but many are not.
When a life insurance claim gets denied many people think their only option is to sue the insurance company. But a lawsuit shouldn’t be the first thing you do. The first thing to do is have your claim evaluated by an expert and determine if you can appeal the denial without a lawsuit. This will be faster and much less expensive than a lawsuit. If an Appeal isn’t successful, then you can sue the insurer.
A life insurance Appeal starts with a new evaluation of all the facts surrounding the history of the insured, the application, medical records, arrest & driving records, accident reports and all other relevant evidence, by someone who knows what all of this evidence means. And, rather than look for reasons to deny your claim, an appeal evaluation by your own representative will look for reasons to approve your claim.
A proper appeal uses the evidence to form the reasons why the claim should be paid, is put into a report with conclusions from consulting experts and, presented to those people at the insurer who evaluate death claim appeals (it’s not the claim examiners).
We evaluate and appeal denied life insurance claims for beneficiaries. We’ve recovered over $60 million for our clients from declined claims and we can do the same for you. As your representative we’ll protect your interests, not the insurers, and we’ll get your claim paid.
A Denied Claim Isn’t the End of the Story
Life insurance claims can be denied for a long list of reasons; medical, financial and criminal history are some of the more common reasons. We’ve worked on many of these claims. And, we’ve gotten millions of dollars paid to our clients even after their life insurance claims were denied.
Just because a life insurance claim was denied doesn’t mean that the matter is finished. If new information is found the claim can be appealed and paid. That’s where we make results happen for our clients.
Anything is possible as to what leads to a claim denial. Therefore, everything needs to be investigated.
Call us to discuss your claim. Toll-free: 888-428-4868
Policy Lapses & Claim Denials
Another reason that a life Insurance claim was denied is when a policy lapses. We’ve had situations where the policy lapsed shortly before the insured died. Does this mean the claim gets denied? Maybe, but in our 25 years of experience we’ve worked on many lapsed policy claims and we’ve gotten many of these claims paid. Because… there are exceptions.
For an even more detailed discussion read our article: Six Reasons Your Contestable Life Insurance Claim Might Not be Contestable.
We Can Get Your Claim Paid
When we take on a new client we investigate everything that’s important to the claim. This includes the events of the application, the medical history, the way the claim was handled by the insurer, and many, many other important facts. This is the best way to get denied life insurance claims overturned and paid. We prove why your claim should be paid. That’s why our clients always get a 100% payout. No settlements of 50% or 75%. Our clients get all their money.
No Retainer Required
We’re the premier life insurance claim firm for anyone whose claim has been wrongly denied or for those beneficiaries being strung along waiting for their claim to be paid. Aggressive representation by experienced professionals who only represent life insurance beneficiaries. That’s us. Regardless or the life insurance company that has denied the claim or what State you live in… we can get your denied claim paid.
Free Telephone Consultation
1-888-428-4868