Accordia Life Insurance claim was denied?
We get life insurance claims paid for our clients. No-Money-Down representation for Accordia Life insurance claims.
Call us now 1-888-428-4868
Your Claim
If you have a denied life insurance claim from Accordia Life our team of experts will get it paid. We work directly with the Claims & Legal teams at Accordia and take proactive steps to challenge claim denials and prove why a claim should be paid. No other firm offers this type of service, which is why we’ve been able to get $60 million+ paid-out to our clients.
What we do for our clients?
- We compare the insurers underwriting requirements to the medical records of the insured. This may not seem important because the person has already died, but one of the big issues in all claims is whether the medical history was relevant when the policy was issued. Even if someone didn’t disclose a medical condition or treatment that the insurer is challenging, it may not matter if it wasn’t significant enough to make a difference when the policy was issued. Having access to underwriting guides is vital.
- Our medical experts review medical records looking for every reason to get a claim approved and contribute their findings and opinions to our final Report sent to the insurer.
- We have our medical experts review autopsy and toxicology reports and use the information in creating their Report conclusions.
- We do drug-to-drug interaction analysis. Especially important for accidental overdose claims.
- We research and apply the proper laws, rules and regulations to the handling of the claim.
- We go beyond the cursory efforts of insurers and dig deep into all relevant facts that support the payment of the claim.
- We take all of the information we’ve gathered and we write a formal Report describing why the claim should be paid based on the analysis we’ve conducted. We rely on specific evidence and the conclusions our team identifies that support payment of the claim.
We present a new evaluation of all the facts surrounding the history of the insured, application, medical records, arrest & driving records, accident reports and all other relevant evidence. Rather than look for reasons to deny your claim, like the insurer did, our appeal evaluation will look for reasons to approve your claim.
We’ve recovered over $60 million for our clients from declined claims and we can do the same for you. As your representative we’ll protect your interests, not theirs, and get your claim paid.
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Our Experience Gets Your Claim Paid Quickly.
Life insurance claims can be denied for a long list of reasons; medical, financial and criminal history are some of the more common reasons. We’ve worked on many of these claim situations. And, we’ve gotten millions of dollars paid to our clients even after their life insurance claims were denied.
Just because a life insurance claim was denied doesn’t mean that the matter is finished. If new information is found the claim can be appealed and paid. That’s where we make results happen for our clients. Anything is possible as to what leads to a claim denial. Therefore, everything needs to be investigated.
And, it needs to be done quickly so you can get your money and move-on. When we accept a new client we act immediately to get the facts necessary to win the appeal. You won’t wait years the way you would in a lawsuit. We resolve our client’s claims within weeks.
Policy Lapses & Death Claims.
Another reason that a Life Insurance claim gets denied is when a policy lapses. We’ve had situations where the policy lapsed before the insured died. Does this mean the claim gets denied? Maybe, but in our 25 years of experience we’ve worked on many lapsed policy claims and we’ve gotten many of these claims paid because there are exceptions. For example, holidays may have delayed the mail, auto-drafts may not have transferred on-time, or the agent forgot to notify the insurer.
For an even more detailed discussion read our article: Six Reasons Your Contestable Life Insurance Claim Might Not be Contestable.
No Retainer Required.
When we take on a new client we investigate everything that’s important to the claim. This includes the events of the application, the medical history, the way the claim was handled by the insurer, and many, many other important facts. This is the best way to get denied life insurance claims overturned and paid. We prove why your claim should be paid. That’s why our clients always get a 100% payout. No settlements of 50% or 75%. Our clients get all their money.
We Can Recover Your Life Insurance Claim
We’re the premier life insurance claim firm for anyone whose claim has been wrongly denied or for those beneficiaries being strung along waiting for their claim to be paid. Aggressive representation by experienced professionals who only represent life insurance beneficiaries. That’s us. Regardless or the life insurance company that has denied the claim or what State you live in… we can get your denied claim paid.