Free Life Insurance Claims Evaluation
At CFLID, we understand the importance of ensuring your loved ones are protected when they need it most. Our dedicated team works tirelessly to secure the life insurance payouts you are entitled to, offering personalized assistance and expert guidance through every step of the process. Whether it’s filing a new claim or appealing a denial, we provide the peace of mind that comes with knowing you have a trusted partner in your corner, working to get the results you deserve, quickly and efficiently.
We don’t do everything. We do one thing. We get claims paid to beneficiaries from life insurance, accidental death and critical illness insurance policies. We’re specialists. We have the experience, knowledge, skill, and resources necessary to thoroughly investigate any life insurance claim, accidental death claim or critical illness claim and find the best way to get it paid.
We’re the ONLY firm that will actually prepare your insurance claim and file it with the insurer. We don’t stop there though. We work with the Claims Examiner, Underwriter and Legal Dept. throughout the process to make sure they stay honest and fully understand every aspect of the evidence that supports the approval and payment of your claim. No other firm offers this service because no other firm knows how.
We’ve won every conceivable type of life insurance claim denial from suicide to divorce to criminal history to medical history and missed premium payments. Fighting a denied life insurance claim requires not only knowing how claims are examined but also the processes of how policies are issued. That can only come from direct industry experience. We have it and we use it to take our appeals directly to insurers to get denials overturned and death claims paid. This approach, that we’ve been using for 30 years, saves our clients a lot of money in fees and gets their claims paid quickly.
These are the most difficult claims to get paid because every accidental death policy has a list of “exclusions” that helps the insurer deny claims. We don’t let that happen. We’ve worked on some of the most difficult accidental death claims and won. It requires doing a complete and thorough investigation, uncovering every possible piece of evidence that will get the claim paid, and acting in the claimant’s best interest – not the insurers. That’s us.
We’ve monitored and been a part of the Critical Illness industry since it started. The biggest challenge to these claims is not qualifying for a benefit, it’s getting a fair offer. Offers are always based on a “calculation” of several elements stacked in favor of the insurer. They make the claim calculation so confusing people can’t even understand them. Instead of accepting the insurer’s assumptions we fight back with medical facts and policy obligations. We get maximum money paid to our clients from Critical Illness claims.
Over $250 million recovered. We get claims paid—fast, fairly, and without legal fees.
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