Zurich Life Insurance Claim Denied?
Was your Zurich life insurance claim denied? We can help. Most claim denials are based on one result – the insurer’s investigation of past events. Rarely do claimants retain their own investigators. To get a Zurich life insurance claim denial overturned a new investigation should be conducted by a qualified, independent expert – not a Zurich employee.
If a death claim investigation is going to be done fairly it has to verify information, not just assume facts. Unfortunately, Zurich has no incentive to dig deep when doing a claim investigation. Regularly in our claim investigations we see medical records with incorrect information, autopsy results that are inconclusive, toxicology reports that fail to support an insurer’s assumptions, expunged criminal records and many other pieces of evidence that an insurer uses to deny a death claim.
Don’t be a victim of unfair death claim practices. Contact us to discuss your Zurich life insurance claim and we’ll open an investigation that can find the reasons why your claim should be paid. Once our claim investigation is complete we file the appeal directly on your behalf and work with the Legal Department to get the claim paid. We have over 30 years of experience fighting denied life insurance claims – it’s our sole business.
It’s not too late to fight a death claim denial.
Appealing Denied Life Insurance Claims
When it’s time to file your Zurich life insurance claim they won’t tell you to get a personal representative. Zurich will allow you to think they’re working for your best interest. But in truth they’ll act for themselves — not you. They’ll be looking for reasons to deny your claim. Some denials are justified, but some are not.
When a life insurance claim gets denied many people think their only option is to sue the insurance company. But a lawsuit shouldn’t be the first thing you do. The first thing to do is have your claim evaluated by an expert and determine if you can appeal the denial without a lawsuit. This will be faster and much less expensive than a lawsuit. If an Appeal isn’t successful, then you can sue the insurer.
An Appeal is a new evaluation of all the facts surrounding the history of the insured, application, medical records, arrest & driving records, accident reports and all other relevant evidence. Rather than look for reasons to deny your claim, a death claim appeal will find reasons your claim should be approved.
We appeal denied life insurance claims. We’ve recovered over $250 million for our clients from declined claims and we can do the same for you. As your representative we’ll protect your interests, not theirs, and get your claim paid.
Our Experience Gets Your Zurich Claim Paid Quickly
Zurich Life claims can be denied for a long list of reasons; medical, financial and criminal history are some of the more common reasons. We’ve worked on many of these claim situations. And, we’ve gotten millions of dollars paid to our clients even after their life insurance claims were denied. Just because an Zurich Life insurance claim was denied doesn’t mean that the matter is finished. If new information is found the claim can be appealed and paid. That’s where we make results happen for our clients.
Another reason for a denied Zurich Life Insurance is when a policy lapses. We’ve had many situations where the policy lapsed just days before the insured died. Does this mean the claim gets denied? Maybe, but in our 30 years of experience we’ve worked on many lapsed policy claims and we’ve gotten many of these claims paid. Because there are exceptions. Anything is possible as to what leads to a claim denial. Therefore, everything needs to be investigated.
How We Work
When we take on a new client we investigate everything that’s important to the claim. This includes the events of the application, the medical history, the way the claim was handled by the insurer, and many, many other important facts. This is the best way to get denied life insurance claims overturned and paid. We prove why your claim should be paid. That’s why our clients always get a 100% payout. No settlements of 50% or 75%. Our clients get all their money.
We’re the premier life insurance claim firm for anyone whose claim has been wrongly denied or for those beneficiaries being strung along waiting for their claim to be paid. Aggressive representation by experienced professionals who only represent life insurance beneficiaries. That’s us. Whether Zurich, Prudential or any other life insurance claim denial… we can get your claim paid.
