Transamerica Life Insurance Claim Forms

Transamerica Life Insurance Claims forms

Before you file a life insurance or accidental death claim with Transamerica, consider having your own claim expert to represent you. Transamerica has a very aggressive Claims department and if they can find a way to deny a death claim they will.

Having your own appointed representative means Transamerica will be held accountable throughout the claim process, will take the emotional burden off of you and ensure everything possible is done in your best interests to get your claim approved and paid quickly.

We represent beneficiaries of life insurance and accident claims during the claim process to ensure payment. Contact us for help. We’ve filed hundreds of claims and we know how to avoid delays and denials to get your claim approved.

Need help getting Transamerica to pay your death claim?

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File a Transamerica life insurance claim

Filing a claim isn’t just completing paperwork. There’s a process that the insurer will go through to determine if they must pay your claim or if the can deny it. When you engage the Center for Life Insurance Disputes as your representative you get 30+ years of expertise acting on your behalf to make sure the insurer has all the facts that will get your claim paid immediately.

There are some steps you can take to help the claim process, but having a firm with life insurance claims experience working for you, with Transamerica’s legal department and claim examiners, will be much more valuable than going it alone.

If you decide to file alone, take a moment and read our Tips on Filing a Life Insurance Claim. These are things you can do on your own to help your claim get processed faster. (Below you’ll find links to Transamerica life insurance claim forms.)

Getting Insurers to Pay Claims

When you hire us to file your claim we go right to the insurer. We get every piece of important information (records) ahead of the insurer and do a thorough analysis looking for red-flags that may cause your claim to be denied. Our experts prepare a full claim file and present it to Transamerica for you. When they get our claim package they know we understand claims as well as they do and they have no choice but to pay.

All this means you’ll get your money fast.

If your TransAmerica Life policy is less than 2 years old your claim will be investigated for fraud and misrepresentations. It’s an automatic for every life insurance claim. What they’re really looking for are reasons not to pay the claim. Don’t go through this alone.

Whether you have a new claim or a denied claim, most people know they need help going against a big life insurance company that doesn’t want to pay unless they have to. As a beneficiary you need someone working just for you who knows what it takes to get life insurance claims paid.

The services we provide vary according to the claim. We file claims, do medical records reviews, examine autopsy results, offer medical opinions, get proper authority to release medical information, give expert opinions, appeal denied claims, and many additional efforts — all for getting your claim paid.

Why You Need Your Own Claim Representative

When you file a life insurance claim without your own representative you’re on your own. The insurance company, with all of their resources and personnel, will be acting for themselves — not you.

Do you know what they are allowed to do and what you have to agree to?
Do you know what documents their investigators can ask you for, or how long they can take to complete their investigation?
Do you know how to expedite the claim process?
Do you know what to do if they make a claim decision without all of the relevant information?
Do you know how to appeal a claim denial?

We do! As your representative we’ll protect your interests, not theirs, and get your claim paid fast.

We Know How to Get Contestable Claims Paid

If the life insurance policy you’re making a claim on was less than 2 years old it’s Contestable by the insurer. (Read more about: Contestable Claim.) Contestable Claims can take much longer to get processed than non-contestable claims and have a higher probability of being denied.

If your claim is contestable we’ll initiate the gathering and review of medical records. This lets us anticipate the most common issues that can cause a denial. Then we’ll address it with the insurer. We’ll also tell you what the insurer is entitled to for their investigation. We’ll present your claim and work directly with the insurer to make sure they play fair. You won’t be on your own at any point during the claim process.

The Center for Life Insurance Disputes has the insurance industry knowledge and claims expertise to handle all the details of a Life Insurance Claim or Accidental Death Claim.

If you’re not sure if you need our help, contact us by telephone or email for our no obligation consultation about the life insurance claim process.

If Your Transamerica Life Insurance Claim Gets Denied

When a life insurance claim gets denied you’ll receive a letter from the insurer explaining why they denied and a refund check. Don’t cash the refund check until you speak with a representative of The Center for Life Insurance Disputes. Our experts file appeals of denied life insurance claims.

As stated above, we know the life insurance claims process. When we appeal a denied claim we start back at the beginning and follow all of the steps that should have been taken by the insurer to fully understand all of the details of the insured’s history and to find the facts that get the claim overturned and the money paid to you. Our knowledge of life insurance claims has helped us recover over $60 million for our clients, and much of this was from claims that had originally been denied.