Prudential Life Insurance Claim was Denied
Do you have a denied Prudential life insurance claim? We represent clients nationwide to get their Prudential Life insurance claims paid. We’ve recovered well over $250,000,000.00 for our clients and we can help you too.
The U.S. Department of Labor announced a settlement on April 19, 2023 with the Prudential Insurance Company of America that will require the financial giant to revise its practices after a federal investigation found the company collected life insurance premiums from participants for extended periods, but then denied numerous claims after the participants died, citing the participants’ failure to provide evidence of insurability when they applied for insurance.
From 2017 to 2020, Prudential denied more than 200 claims related to this supplemental coverage, on the grounds that the participant had failed to provide evidence of insurability. The settlement prohibits Prudential from denying a beneficiary’s claim based on the lack of evidence of insurability when premiums were collected for more than three months. (Read: US Department of Labor Reaches Settlement with Prudential Over Denied Life Insurance Claims).
If you’ve been denied a Prudential Life insurance claim for any reason contact us now by phone or email. We get denied life insurance claims paid. We accept clients in all US states.
Step-by-Step Guide to Appeal a Life Insurance Claim Denied by Prudential
#1. Obtain a copy of the Denial letter.
#2. Take action within 3 years of the denial.
#3. Write a 1-2 paragraph explanation why you disagree with the claim denial.
#4. Provide your full name and phone number.
#5. Email or fax the paragraph and Denial letter to us at info@cflid.com, or fax us at (866) 885-4074.
We’ll review the facts, determine the best way to appeal the claim and act immediately to get your claim paid.
Common Reasons a Life Insurance Claim is Denied by Prudential Life
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Medical information not disclosed
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Premiums weren’t paid
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Criminal history
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Drunk driving conviction
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Pre-existing medical condition
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Suicide
Start your denied claim appeal by contacting our Appeals Department. We’ll take immediate action to secure the money you’re entitled to with costly litigation or low settlements.
Fighting Denied Life Insurance Claims
When a life insurance claim gets denied many people think their only option is to sue the insurance company. But a lawsuit shouldn’t be the first thing you do. The first thing to do is have your claim evaluated by an expert and determine if an Internal Appeal can get your claim denial overturned. This will be faster and much less expensive. If an Appeal isn’t successful, then you can sue the insurer.
We go directly to the insurance company’s legal team and negotiate your claim payment saving you a lot of money and frustration. Our experts know what information will get your denied claim paid. With the proper facts, applicable laws and documentation we can get the insurer to reconsider their denial and pay your claim.
Contestable Life Insurance Claims
If your Prudential Life policy is less than 2 years old your claim will be investigated for fraud and misrepresentations. It’s an automatic for every life insurance claim. What they’re really looking for are reasons to not pay the claim. Don’t go through this alone. As the beneficiary you need someone working just for you who can get your Prudential claim paid.
We work directly with the Claims & Legal team at Prudential to make sure your claim is handled and investigated fairly and properly — and paid. We step-in and take proactive steps to challenge claim denials and prove why a claim should be paid. No other firm offers this type of service.
Our Experience Gets Your Claim Paid Quickly
Prudential life claims can be denied for a long list of reasons; medical answers, financial information, and criminal history are some of the more common reasons. We’ve worked on all these claim situations and we’ve gotten millions of dollars paid to our clients even after their life insurance claims were denied.
Just because a Prudential Life insurance claim was denied doesn’t mean that the matter is finished. If new information is found the claim can be appealed and paid. That’s where we make results happen for our clients. Anything is possible as to what leads to a claim denial. Therefore, everything needs to be investigated.
And, it needs to be done quickly so you can get your money and move-on. When we accept a new client we act immediately to get the facts necessary to win the appeal. You won’t wait years the way you would in a lawsuit. We resolve our client’s claims within weeks.
A Lapsed Policy Can Pay a Claim
Yes. Another reason that a Prudential Life Insurance claim gets denied is when a policy lapses before the death. In our 30 years of experience we’ve worked on many lapsed policy claims and we’ve gotten many of these claims paid.
For an even more detailed discussion read our article: Six Reasons Your Contestable Life Insurance Claim Might Not be Contestable.
If Prudential has told you there’s no coverage because the policy lapsed, call us for a free evaluation.
Need Help Filing Your New Claim?
We file new claims for clients who don’t want to take the risk of having their claim denied. Policies that are less than 2 years old and policies issued through employers will be subject to investigations before the insurer agrees to pay the claim. It’s best to have a professional read the policy and anticipate anything that might cause your claim to be denied. We’ll represent you and your claim so you have knowledgeable experts working for you, just like the insurer will have their own experts looking for ways to deny your claim.
How We Work
When we take on a new client we investigate everything that’s important to the claim. This includes the events of the application, the medical history, the way the claim was handled by the insurer, and many, many other important facts. This is the best way to get denied life insurance claims overturned and paid.
We prove why your claim should be paid. That’s why our clients always get a 100% payment of their claim. No settlements of 50% or 75%. Our clients get all of their money.
Over $250 million of Denied Life Insurance Claims Recovered for Our Clients
We’re the premier life insurance claim firm for anyone whose claim has been wrongly denied or for those beneficiaries being strung along waiting for their claim to be paid. Aggressive representation by experienced professionals who only represent life insurance beneficiaries. That’s us. Before you engage in a lawsuit, speak with one of our experts.
Contact for Prudential Life Insurance Company
Pruco Life Insurance Company, Pruco Life Insurance Company of New Jersey (for New York)
213 Washington Street
Newark, NJ 07102
- If you’re ready to start a claim use the Prudential Life Insurance Claim Forms here.
- How to get resolution for Complaints About Prudential Life Insurance.
- Need to file a Critical Illness claim with Prudential? You’ll find helpful advice and tips here.
- View Our 2026 Report for Prudential Denied Life Insurance Claim Tactics →
