Primerica Life Insurance Complaints

If you bought life insurance from Primerica Life and believe you were misled, we can help. Common Primerica life insurance complaints usually focus on denied death claims and policy mismanagement. When these disputes happen, getting resolution can be difficult. In fact, even speaking to someone within the company who understands the issues can be difficult. This is the time a knowledgeable expert is most helpful.

If you feel victimized and frustrated the Center for Life Insurance Disputes can do something about it for you. We can get your disputes resolved, death claim paid and premiums refunded.

Common Life Insurance Complaints

The most common life insurance complaints we represent are:

The insurance company is delaying payment of a death claim.
A death claim has been denied.
The Policy is not what the agent said it was.
You never received premium notices and the Policy lapsed.
The Policy is going to lapse unless you pay a lot more premium.

There are a lot of complaint websites like Better Business Bureau, Consumer Affairs, Pissed Consumer, and others that allow consumers to post complaints about life insurance companies. Some of these sites are helpful, but many are nothing more than websites selling advertising. They offer no voice, no useful information and no solutions.

We’re different. We offer a solution to life insurance complaints. We’ll take your matter to the insurer with the history, documents and legal support that will get your dispute resolved.

Step-by-Step Instructions for Primerica Life Insurance Complaints

Step 1: Locate your policy number.

You’ll find the policy number on the Declaration page and on any Annual Policy Statement.

Step 2: Have the full name of the insured.

Clearly identify the full name of the insured.

Step 3: Write a short summary of the reason for your complaint.

Either a death claim dispute or policy management dispute. Explain why you’re disagreeing with the insurer’s treatment.

Step 4: Include the date the problem became known to you.

Is this a new complaint or one that’s been going on for some time.

Step 5: Provide your full name and phone number.

Let us know who you are, how you’re related to the policy and how to contact you.

Step 6: Email it to us at Info@cflid.com, or fax us at (866)885-4074.

We’ll review the facts, determine the best way to resolve your complaint and act.

FAQ

Q: Will it help if I call the insurance company and make a complaint?

Yes. The reason we say this is because there are standard processes that life insurance companies follow when they receive complaints. A big part of the complaint process includes the need for documentation and proof. But, it’s not enough to give a written account of how you were harmed and how angry you are. This type of complaint usually goes nowhere.

Life insurers are looking for specific things that can prove you have a legitimate complaint – but they’re not likely to tell you what they’re looking for. Unless you have experience with the life insurance complaint process your complaint isn’t likely to get your claim paid or your premium refunded.

Q: Can the Department of Insurance help me?

It’s best to think of a state’s Department of Insurance as an organization that has limited oversight and even more limited enforcement powers. A department of insurance oversees things like; the filing of new policies an insurer wants to sell in a State, proper form filings, an insurer’s financial requirements, licensing of agents, and other activities that have a lot to do with collecting fees.

Q: How long will it take to resolve my complaint?

It can take weeks to months to resolve a life insurance complaint, depending on the type of complaint, the documentation needed and the parties involved. We strive to resolve complaints as quickly as possible.

Q: Can The Center for Life Insurance Disputes help me?

Yes. You may be a victim of insurance abuse also known as Bad Faith. Not every life insurance transaction goes smoothly. If a mistake has been made, it should be corrected. However, if you were intentionally lied to or if your life insurance claim has been wrongfully denied, you may need to take aggressive action. We have extensive experience and unequaled success settling complaints about life insurance policies.

Life Insurance Solutions

You may be a victim of insurance abuse. Not every life insurance transaction goes smoothly. If a mistake has been made it should be corrected. If you were intentionally lied to or if your life insurance claim has been wrongfully denied you need to take aggressive action.

Don’t wait for your policy to lapse or the premiums to become unmanageable. Don’t accept a denied claim. Get the money you are entitled to.

Free Primerica Life Insurance Complaint Consultation 888-428-4868

Primerica Life Insurance Claim Forms. When you’re ready to file a death claim with Primerica you need their forms as well as other documents. Access to forms, ways to prepare a claim and helpful hints are included here.

Primerica Life Insurance Claim was Denied. Don’t accept a death claim denial without exploring your options to fight back for your money. We explain those options, their relative costs and effectiveness.