MET Life Insurance Claim was Denied
If your Met Life insurance claim has been denied we can get it paid. The process of filing a life insurance claim is relatively easy but the process of getting a Met Life insurance claim paid isn’t. Especially under the contestability review for newer policies.
With the proliferation of life insurance being sold over the internet and without the involvement of a licensed an agent to answer questions, there’s a growing trend of life insurance death claims being denied for a variety of reasons. Although many decades ago the chances of a life insurance claim being denied was very low, today the chances are far greater due to mistakes on the application, misunderstanding of application questions, the applicant not knowing their own medical records and poor guidance by the life insurance companies.
Step-by-Step Guide to Appeal a Life Insurance Claim Denied by MetLife
#1. Obtain a copy of the Denial letter.
#2. Take action within 3 years of the denial.
#3. Write a 1-2 paragraph explanation why you disagree with the claim denial.
#4. Provide your full name and phone number.
#5. Email or fax the paragraph and Denial letter to us at Info@cflid.com, or fax us at (866) 885-4074.
We’ll review the facts, determine the best way to appeal the claim and act immediately to get your claim paid.
Common Reasons a Life Insurance Claim is Denied by MetLife
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Medical information not disclosed
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Premiums weren’t paid
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Criminal history
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Drunk driving conviction
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Pre-existing medical condition
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Suicide
While MET Life insurance claims can be denied for a long list of reasons, there’s only one smart solution for recovering your money. The best thing to do if a Met Life claim was denied is to get experienced help from a professional. A life insurance claim expert will understand the terms of the Met Life policy and the process of claim evaluation. They’ll be versed in industry norms so they can find the solution to winning a denied death claim appeal.
There’s no firm more experienced, capable or better at getting a denied Met life insurance claim paid than the Center for Life Insurance Disputes. Fighting denied life insurance claims is all we do. If you have a life insurance claim that was denied by Met Life you need to speak with us now.
No other firm offers our level of success and life insurance knowledge. That’s why we’ve been able to get over $250,000,000.00 paid out to our clients.
How To Get a Denied Life Insurance Claim Paid
If you have the right facts and evidence and know how to put them together, you can appeal a denied life insurance claim and get the denial overturned. But you need to know exactly what the right facts and evidence are and how to present them. We do. In fact we have more life insurance claim experience than other firm and we know exactly what the facts and evidence need to be to get claims paid. We’ve recovered more than $250 million from claims that were at-first denied.
We’ll be happy to speak with you about your claim and answer your questions – at no charge. We have experience with almost every possible claim issue and we’re sure we can help you resolve yours.
Appealing Denied Life Insurance Claims
When you filed your Met life insurance claim they didn’t advise you to get a personal representative. They acted for themselves — not you. In their investigation they looked for reasons to deny your claim. Now you need someone working just for your interests.
When a life insurance claim gets denied many people think their only option is to sue the insurance company. But a lawsuit shouldn’t be the first thing you do. The first thing to do is have your claim evaluated by an expert and file a direct appeal. This will be faster and much less expensive than a lawsuit.
An Appeal is a new evaluation of all the facts surrounding the history of the insured, application, medical records, arrest & driving records, accident reports and all other relevant evidence. Rather than look for reasons to deny your claim, an appeal evaluation will look for reasons to approve your claim.
Need Help Filing Your New Claim?
If you have a life insurance claim that you haven’t filed yet we can help. Policies that are less than 2 years old and policies issued through employers will be subject to investigations before the insurer agrees to pay the claim. It’s best to have a professional read the policy and anticipate anything that might cause your claim to be denied. We’ll represent you and your claim so you have knowledgeable experts working for you, just like the insurer will have their own experts looking for ways to deny your claim.
If Your Policy Lapsed Before the Claim was Filed
Another reason that a MET Life Insurance claim gets denied is when a policy lapses. We’ve had situations where the policy lapsed just before the insured died. Does this mean the claim gets denied? Maybe, but in our 30 years of experience we’ve worked on many lapsed policy claims and we’ve gotten many of these claims paid.
Over $250 Million of Denied Life Insurance Claims Paid to Our Clients
We’re the premier life insurance claim firm for anyone whose claim has been wrongly denied or for those beneficiaries being strung along waiting for their claim to be paid. Aggressive representation by experienced professionals who only represent life insurance beneficiaries. That’s us. Whether it’s MET, Prudential, Pacific Life or any other life insurance claim denial… we can get your claim paid.
Contact for Met Life Insurance Company
P.O. Box 330
Warwick, RI 02887-0330
*MET Life Insurance Company is now doing business as Brighthouse Financial.
Met Life Insurance Claim forms
View Our Tips for Appealing Brighthouse Financial Denied Life Insurance Claims →
