Are you in need of an experienced life insurance attorney in Austin?
First, ask yourself a few questions:
What is my life insurance dispute? Is it a denied death claim? Is it a misrepresented policy?
What am I seeking? The death benefit? All premiums refunded?
How long am I willing to wait to get what I want? A month? A year? More than a year?
How much is my budget to pay a life insurance attorney?
All of these questions are important for determining the best way to get what you’re owed from a life insurance company. If you have a big budget and are willing to wait 18 to 24 months, then retaining a life insurance attorney in Austin is a good way to go.
But, if you want your dispute resolved quickly and you don’t have any money to pay an attorney, then contact The Center for Life Insurance Disputes.
We represent policyholders and beneficiaries of life insurance disputes and we never require any money up-front. For 30 years we’ve resolved claims and policy problems for our clients by working directly with the insurance company. In doing so our clients pay zero legal fees and their disputes are resolved within a few short months.
1-888-428-4868 — Call Now
Read: About Us
Life Insurance Claims
Most life insurance claims are denied because of information on an application that wasn’t accurate…according to the insurer. The general areas of dispute are medical history, financial disclosures, criminal backgrounds and smoking.
We dig deep into the records to uncover the information that demonstrates how any of these items can be misinterpreted and why a death claim should be paid.
Accidental Death Claims
Life insurers make a habit of denying accidental death claims without adequately investigating the circumstances of the claim.
Claims are regularly denied simply because the death certificate lists the Manner of Death as Natural, instead of Accidental. This may be the only reason the insurer denies the claim, even though there is much more to the cause of death and evidence exists that there was an accident at the root cause.
These policies have a list of Exclusions, which also gives an insurer a way to get out of paying. Common exclusions are “intoxication” and use of nonprescribed substances. Again, the details of the evidence have to be investigated to know if an exclusion should apply, but insurers aren’t willing to do such investigations.
Hiring a Life Insurance Attorney in Austin may seem like the best way to resolve the types of disputes described here but in fact, most life insurance attorneys have very little experience with life insurance. They’ll accept clients who have large death benefits, but they’ll want 33% of the claim as their fee. And, lawsuits take 18 to 24 months to resolve. That’s a long time to wait to learn that you’re unlikely to get the entire claim because judges encourage out-of-court settlements. Attorneys use medication to come to an agreement and it’s usually only a percentage of the claim. What starts off as a $1 million claim will likely settle for $550,000.00 and your Austin life insurance attorney will get one-third of it.
Life Insurance lawyers in Austin, TX
If you’re looking for good representation from a life insurance lawyer in Austin, then do some background work.
Has the attorney worked on other death claim disputes? How many?
Has he or she ever gone to a trial for a life insurance dispute? Get the name of the case and look it up. Did they win or lose?
Contact the Texas Bar Association to see if they’re in good standing or have any client disputes of their own.
A little time spent getting to know your life insurance attorney may save you a lot in the long run.
Before you go down the long road of litigation with a life insurance attorney in Austin, contact us for our opinion. We know life insurance claims better than any firm. We can inform you so you make the best decision for your circumstance.
The Center for Life Insurance Disputes gives claimants the opportunity to get qualified, professional representation that saves them money, time and stress by resolving their disputes with life insurers directly and without any retainers. Our Team is made-up of renowned insurance experts, medical professionals, claims experts and medical examiners. Life insurance is the only area of insurance we work in.
1-888-428-4868
Contact us for a confidential evaluation of your life insurance dispute.
