We’re nationally recognized life insurance claim experts. Here we explain how to file a life insurance claim with Northwestern Life so your claim is processed quickly, approved and paid. You’ll find a link to Claim forms (below).
Many life insurance claims get delayed during processing and sometimes – even worse – life insurance claims are denied. The Center for Life Insurance Disputes represents the beneficiaries life insurance claims: we file new claims, fight denied claims, force insurers to process delayed claims, and resolve many other life insurance claim disputes. We’re nationally recognized experts in getting life insurance claims paid.
If you’d like a Claim Expert to assist you with your Northwestern Life claim, contact us now for a free consultation.
Here on our website you’ll find plenty of helpful information, client results, and supportive resources.
Step by Step Guide to File a Life Insurance Claim with Northwestern Mutual Life
Step #1. Contact the Claims Department and inform them of the death
They’ll confirm the policy was active and send you their Claim Form to complete. This will also stop the insurer from billing for premiums. If they determine the policy was not active on the day the insured died they’ll refuse to provide you with their Claim forms.
Step #2. Get a final death certificate and mail it to Northwestern Life
They’ll want an original death certificate, not a copy. These can be purchased from the funeral home. If there is an open investigation about the death by Law Enforcement, or if the County Medical Examiner hasn’t finished determining the Cause of Death, the Final Death Certificate won’t be available. Life insurers won’t pay claims without a Final Death Certificate.
Step #3. Submit the Claimant’s Statement
This form asks for information about the beneficiary such as name, address, social security number and the form of payment requested. The beneficiary must provide a social security or tax payor number. While most death claims are not taxable, an insurer is still responsible for notifying the IRS a claim has been paid.
Step #4. Choose a form of payment
Depending on the insurance company and the size of the claim, several different payment options are available:
- Check made out to the beneficiary.
- A checkbook issued to the beneficiary.
- Periodic installment payments.
Step #5. Confirm all documents are received in the Claims Department
Because communication from an insurer is quite slow, take the proactive step of confirming that all documents have been received by the Claims Department.
What to Expect After You File the American General Death Claim
If your claim is approved you’ll receive your payment 7 to 10 days after the final approval. If your claim is denied you’ll be given a written explanation why it was denied. Usually, the insurer will refund all the premiums that were paid.
Northwestern Group Life Claims for Employees
Submitting a claim to Northwestern Life for a group life insurance policy is a little different than individual life claims. For a group life claim you’ll need to contact the employer who sponsored the plan and inform them of the death. Ask that they contact the insurer. They’ll have to contact Northwestern Life and confirm the person was employed and the coverage was in effect on the date of death.
You’ll still need a Claim Form, Death Certificate and Claimants Statement, but all information must go thru the employer and Northwestern Life’s Group Life Claims Department.
NORTHWESTERN MUTUAL CLAIM FORMS (click here)
Northwestern Mutual Life Claims Department phone number 1-800-388-8123
The Center for Life Insurance Disputes is the most successful life insurance claim recovery firm in the US. Getting life insurance claims paid is all we do. Over $250 Million paid out to our clients.
No retainer. No legal fees. Fast results. Every client account on this website is real. We’ve been getting denied claims overturned and paid for 30+ years.
If your life insurance claim gets denied you need insight and information about how to fight the denial. Here you’ll get that knowledge regarding your options, what they cost and how the process will go. Northwestern Life Insurance Claim was Denied
A step-by-step guide to getting resolution for death claim and policy complaints. Northwestern Life Insurance Complaints
