Was your Amalgamated Life Insurance claim denied?
You need a life insurance claim expert to win a death claim appeal. There are two types of death claim appeals: Internal and External appeals. Internal appeals are those where you or your appointed representative take your appeal directly to Amalgamated. An external appeal is when your attorney files a formal lawsuit and the dispute is resolve by mediation or a court. Both are effective – with some differences.
Our Experience Gets Your Claim Paid Quickly
Amalgamated Life claims can be denied for a long list of reasons; medical answers, financial information, and criminal history are some of the more common reasons. We’ve worked on many of these claim situations. And, we’ve gotten millions of dollars paid to our clients even after their life insurance claims were denied. Just because an Amalgamated Life insurance claim was denied doesn’t mean that the matter is finished. If new information is found the claim can be appealed and paid. That’s where we make results happen for our clients.
Denied Death Claims
Another reason that an Amalgamated Life Insurance claim gets denied is when a policy lapses. We’ve had situations where the policy lapsed before the insured died. Does this mean the claim gets denied? Maybe, but in our 30 years of experience we’ve worked on many lapsed policy claims and we’ve gotten many of these claims paid. Because… there are exceptions. For example, holidays may have delayed the mail, auto-drafts may not have transferred on time, or after dropping off a check the agent forgot to notify the insurer.
Anything is possible as to what leads to a claim denial. Therefore, everything needs to be investigated.
Internal Appeals
Taking your argument directly to Amalgamated will be the fastest and least expensive way to recover your claim money. For those confident, you can build your own claim appeal. For those who need claim appeal help, here are some things to keep in mind.
When you filed your life insurance claim you were on your own. The insurance company acted for themselves — not you — and they denied your claim. This time, when you appeal your claim denial, you need a life insurance expert working just for you.
How will you know what the insurer is allowed to do and what they can ask for? Do you know what you have to agree to if you want to appeal their denial? Do you know what documents their claims department can ask you for or how long they can take to complete their appeal investigation? We do! As your representative we’ll protect your interests, not theirs.
How We Work.
When we take on a new client we investigate everything that’s important to the claim. This includes the events of the application, the medical history, the way the claim was handled by the insurer, and many, many other important facts. This is the best way to get denied life insurance claims overturned and paid. We prove why your claim should be paid. That’s why our clients always get a 100% claim payment. No settlements of 50% or 75%. Our clients get all of their money.
External Appeals
If you decide a lawsuit is the best way to appeal a denied death claim, be prepared to interview a few attorneys. You’ll want someone with experience specifically with life insurance. Here is our list of 10 Questions to Ask a Life Insurance Attorney to help you find the best legal representation.
We Work for You
We’re the premier life insurance claim firm for anyone whose claim has been wrongly denied or for those beneficiaries being strung along waiting for their claim to be paid. Aggressive representation by experienced professionals who only represent life insurance beneficiaries. That’s us. Whether it’s Amalgamated, Prudential or any other life insurance claim denial… we can get your claim paid.