IOF Foresters Life Insurance Claim Forms

Will your death claim be denied?

If your policy is less than 2 years old the claim will be investigated. We can significantly improve the odds of your claim being paid.


What does Contestable Claim mean? It means your claim is not guaranteed. It may be denied. It means the claim examiner will be investigating the original application for any medical, financial or other misstatement of information. If they find misstatements they can deny the claim. A misstatement does not mean the applicant lied. It means an answer was not correct. It could be a medical question was answered ‘Yes’ when it should have been ‘No’. Income was over stated. A suspended drivers license was not disclosed. The claim examiner will be looking at everything.

We highly recommend you let us investigate your claim before the insurance company does, and then let us file the claim for you. We have assured the approval of many contestable claims that might otherwise have been denied. Contact us for a free consultation.




To start your life insurance claim with IOF Foresters, you will need to submit the IOF Foresters claim forms.  

For the IOF Foresters claim forms: Click Here


We are not Foresters Life

We are an independent business representing life insurance claimants. If your life insurance claim is contestable you should consider having a member of The Center working with you throughout the investigation process. The insurer will be acting for their own benefit, not yours. Especially for: contestable claims, foreign residents, out of country deaths, foreign nationals, suicide, accidental deaths, homicides and difficult claims.

If your claim gets denied, contact us for instruction on how to appeal.


IOF Foresters is a life insurance company offering life insurance policies which pay death benefits upon proof of death of the insured. You will need to include a certified death certificate to validate your death benefit claim.