IOF Foresters Life Insurance Claim Forms

Is your policy less than 2 years old?

If it is your claim is Contestable.

A Contestable Claim means your claim is not guaranteed to be paid. It may be denied. It means the claim examiner will be investigating the original application for any medical, financial or other misstatement of information. If they find misstatements they can deny the claim. A misstatement does not mean the applicant lied. It means an answer was not correct. It could be a medical question was answered ‘Yes’ when it should have been ‘No’. Income was over stated. A suspended drivers license was not disclosed. The claim examiner will be looking at everything.

We can file your claim for you. Before we file our experts do a full evaluation and investigation into the insured’s history. We identify any issues that could cause a claim to be denied. We then get records and statements that support the claim and submit a comprehensive package to the insurer. This is the best way to make sure your claim is not denied.


To start your life insurance claim with IOF Foresters, you will need to submit the IOF Foresters claim forms.  

For the IOF Foresters claim forms: Click Here




IOF Foresters is a life insurance company offering life insurance policies which pay death benefits upon proof of death of the insured. You will need to include a certified death certificate to validate your death benefit claim.