IOF Foresters Life Insurance Claim Forms
If your policy is less than 2 years old the claim in Contestable.
What does Contestable Claim mean? It means your claim is not guaranteed. It may be denied. It means the claim examiner will be investigating the original application for any medical, financial or other misstatement of information. If they find misstatements they can deny the claim. A misstatement does not mean the applicant lied. It means an answer was not correct. It could be a medical question was answered ‘Yes’ when it should have been ‘No’. Income was over stated. A suspended drivers license was not disclosed. The claim examiner will be looking at everything.
To start your life insurance claim with IOF Foresters, you will need to submit the IOF Foresters claim forms.
For the IOF Foresters claim forms: Click Here
We are not Foresters Life
We are an independent business representing life insurance claimants. If your life insurance claim is contestable you should consider having a member of The Center working with you throughout the investigation process. The insurer will be acting for their own benefit, not yours. Especially for: contestable claims, foreign residents, out of country deaths, foreign nationals, suicide, accidental deaths, homicides and difficult claims.
If your claim gets denied, contact us for instruction on how to appeal.
IOF Foresters is a life insurance company offering life insurance policies which pay death benefits upon proof of death of the insured. You will need to include a certified death certificate to validate your death benefit claim.